613 Main St, Elgin, IA 52141 Property Records

Fayette County property record for 613 Main St, Elgin, IA 52141

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 829 sqft · built 1908
Lot Size0.182 acres (7,920 sqft)
OwnerIndividual Name on File
Tax Bill$176 (2025)
Deeds & MortgagesMay 2018 Mortgage
Jan 2020 Transfer
Flood ZoneZone X (minimal risk)
APN0814329003

Property Details

APN / Parcel Number

Primary APN0814329003

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area829 sqft Living Area
1st Floor Area572 sqft
AtticAttic
Attic Area257 sqft
Basement Area572 sqft
Unfinished Basement572 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area7,920 sqft (0.182 acres)
Lot Dimensions120 ft deep x 66 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area81 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address613 MAIN ST
CityELGIN
StateIA
Zip52141-9619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM 220' E OF NE COR LOT 1 BLK 1 FORBES 2ND ADD TH S 120' E 66' N 120' W TO BEG
Legal SubdivisionFORBES 2ND ADD
Legal Block1
Legal Lot Number1
JurisdictionFAYETTE IA
Township / Civil DivisionPLEASANT VALLEY
Census Block Group3
Census Block3031
Census Tract80600

Owner

Source: Fayette County records · APN 0814329003

Assessment roll updated October 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address613 MAIN ST, ELGIN, IA 52141-9619
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 02, 2018Deed of Trust, Mortgage
BANCFIRST
Jan 15, 2020Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJan 08, 2020
Transfer Doc2020/167
Record UpdatedJun 08, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE IA
Property Address613 MAIN ST, ELGIN, IA 52141-9619
Transaction TypeMortgage
Record UpdatedOct 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002018/0000001192
DateMay 02, 2018
Book Page0000002018/0000001192
Instrument000000001192
Lender
NameBANCFIRST
TypeBank
Agreement
AmountAmount Recorded
Term236 Months
DueJan 01, 2038

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFAYETTE IA
Recording DateJan 15, 2020
Property Address613 MAIN ST, ELGIN, IA 52141-9619
Document Number2020/167
Book / Page2020 / 167
Instrument DateJan 08, 2020
Instrument167
Transaction TypeTransfer
Record UpdatedOct 26, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address613 MAIN ST, ELGIN, IA 52141-9619

Tax Assessment & Valuation

Source: Fayette County records · Assessment roll updated October 6, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateIowa
CountyFayette County
MunicipalityElgin City
Unified School DistrictNorth Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$176.00 Homeowner's exemption$38,710 (+1%) Land $7,680 Building $31,030$38,710 (+1%) Land $7,680 Building $31,030
2024$176.00 (-58.1%)
2023$35,190 (+19.37%) Land $7,680 Building $27,510$35,190 (+19.37%) Land $7,680 Building $27,510
2022$420.00 Homeowner's exemption$29,480 Land $6,400 Building $23,080
2021$29,480 Land $6,400 Building $23,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 13, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims20 (1991–2016)
Claims Outside the SFHA2 of 20
Most Recent ClaimAug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims
  • Severe Storms & Flooding, Aug 1993 · 16 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Mediacom Communications
Cable
1,000 / 50
Alpine Communications
Fiber
500 / 500

Based on FCC filings for 192 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemELGIN MUNICIPAL WATER SUPPLY
serves 685 people
Water SourceGroundwater
Last State InspectionAug 2024
Lead9 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Main St

Nearby Streets

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