Durham County property record for 706 Gerard St, Durham, NC 27701 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,338 sqft · built 2015 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $236,500 (Mar 2016) |
| Tax Bill | $4,900 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Mar 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0821-37-7496 |
| Primary APN | 0821-37-7496 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,338 sqft Heated Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 706 GERARD ST |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27701-3037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FITZGERALD TRACT/LT#38 PL:00003A-000061 |
| Legal Subdivision | FITZGERALD TRACT |
| Legal Lot Number | 38 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 500 |
Source: Durham County records · APN 0821-37-7496
Assessment roll updated September 23, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 706 GERARD ST, DURHAM, NC 27701-3037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP |
| Mar 29, 2022 | Intrafamily Transfer, Transfer |
| Oct 31, 2018 | Warranty Deed, Construction Loan · Line of Credit JOHN W THORPE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 08, 2016 · Amount on Record |
| Deed Sale | Mar 08, 2016 · Amount on Record |
| Prior Sale | Jul 07, 2015 · Amount on Record |
| Deed Document Number | 20166929 |
| Deed Book / Page | 7886 / 426 |
| Last Transfer Date | Mar 29, 2022 |
| Transfer Doc | 0096540592 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 706 GERARD ST, DURHAM, NC 27701-3037 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0091800821 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 9180/821 |
| Instrument | 2020057424 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jan 01, 2046 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Mar 29, 2022 |
| Property Address | 706 GERARD ST, DURHAM, NC 27701-3037 |
| Document Number | 0096540592 |
| Book / Page | 9654 / 592 |
| Map Reference | MB 3A PG 61 |
| Instrument Date | Mar 29, 2022 |
| Instrument | 2022013164 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 706 GERARD ST, DURHAM, NC 27701-3037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Oct 31, 2018 |
| Property Address | 706 GERARD ST, DURHAM, NC 27701-3037 |
| Document Number | 0085390163 |
| Book / Page | 008539 / 000163 |
| Instrument Date | Oct 22, 2018 |
| Instrument | 38313 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3417 S ALSTON AVE DURHAM NC 277131517, DURHAM, NC 27713-1517 |
| Document Number | 85390168 |
|---|---|
| Date | Oct 31, 2018 |
| Book Page | 008539/000168 |
| Instrument | 38314 |
| Name | JOHN W THORPE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 30, 2019 |
| Rate Type | Adjustable Rate |
|---|
Source: Durham County records · Assessment roll updated September 23, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,900.00 (+15.48%) | $494,383 (+52.59%) Land $224,000 Building $270,383 | $494,383 (+52.59%) Land $224,000 Building $270,383 |
| 2023 | $4,243.00 (+2.34%) | $323,994 Land $70,187 Building $253,807 | $323,994 Land $70,187 Building $253,807 |
| 2022 | $4,146.00 |
Source: FEMA National Flood Hazard Layer, Durham County (37063C), updated June 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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