Durham County property record for 705 Gerard St, Durham, NC 27701 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,448 sqft · built 2016 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $485,000 (Apr 2021) |
| Tax Bill | $5,161 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0821-37-9477 |
| Primary APN | 0821-37-9477 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,448 sqft Heated Area |
| Year Built | Built 2016 |
|---|---|
| Architectural Style | Cape Cod |
| Lot Area | 7,405 sqft (0.169 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 705 GERARD ST |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27701-3036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PROP-SELF HELP VENTURES F UND/LT#02 PL:000192-000323 |
| Legal Subdivision | FITZGERALD TRACT |
| Legal Lot Number | 2 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 500 |
Source: Durham County records · APN 0821-37-9477
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 705 GERARD ST, DURHAM, NC 27701-3036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 19, 2021 · Amount on Record |
| Deed Sale | Apr 19, 2021 · Amount on Record |
| Prior Sale | Nov 17, 2016 · Amount on Record |
| Deed Document Number | 0009302351 |
| Deed Book / Page | 9302 / 351 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Apr 19, 2021 |
| Property Address | 705 GERARD ST, DURHAM, NC 27701-3036 |
| Document Number | 0093020351 |
| Book / Page | 9302 / 351 |
| Map Reference | MB 192 PG 323 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 2021019502 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $970.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2608 SARAH AVE, 2608, DURHAM, NC 27707-1940 |
| Name | Verified Name |
|---|---|
| Address | 705 GERARD ST, DURHAM, NC 27701-3036 |
| Document Number | 2021019503 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 2021019503 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
Source: Durham County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,161.00 (+6.83%) | $520,629 (+41.15%) Land $234,000 Building $286,629 | $520,629 (+41.15%) Land $234,000 Building $286,629 |
| 2023 | $4,831.00 (+2.33%) | $368,857 Land $73,250 Building $295,607 | $368,857 Land $73,250 Building $295,607 |
| 2022 | $4,721.00 |
Source: FEMA National Flood Hazard Layer, Durham County (37063C), updated June 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370630005003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 382 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 1,000 / 75 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Google Fiber, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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