Berks County property record for 706 Frederick St, Reading, PA 19607
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 3,824 sqft · built 2006 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $358,650 (Mar 2020) |
| Tax Bill | $4,556 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Mar 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4385-08-98-8478 |
| Primary APN | 4385-08-98-8478 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,824 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 31,363 sqft (0.72 acres) |
| Terrain | Above Road/Slope |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Porch | Open Frame Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 39000414 |
|---|---|
| Street Address | 706 FREDERICK ST |
| City | READING |
| State | PA |
| Zip | 19607-1011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | GOVERNOR POINTE SUBDIVISION |
| Legal Block | 98 |
| Legal Lot Number | 21 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | CUMRU |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 11602 |
Source: Berks County records · APN 4385-08-98-8478
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 706 FREDERICK ST, READING, PA 19607-1011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PSECU |
| Mar 27, 2024 | Deed of Trust, Mortgage · Conventional Mortgage PSECU |
| Mar 09, 2020 | Grant Deed, Transfer · Conventional with PMI PENNSYLVANIA ST EMP CU |
| Jun 26, 2018 | Special Warranty Deed, Transfer · FHA Mortgage UNIFIRST MORTGAGE CORP |
| Nov 28, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 09, 2020 · Amount on Record |
| Deed Sale | Mar 09, 2020 · Amount on Record |
| Prior Sale | Jun 26, 2018 · Amount on Record |
| Deed Document Number | 20208594 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jul 21, 2026 |
| Property Address | 706 FREDERICK ST, READING, PA 19607-1011 |
| Document Number | 0000023666 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 202623666 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2026 |
| Title Company | SETTLEMENT SERVICES, RADIAN SETTLEMENT SERVICES I |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000023666, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 202623666 |
| Name | PSECU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 01, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 706 FREDERICK ST, READING, PA 19607-1011 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000008878 |
|---|---|
| Date | Mar 27, 2024 |
| Instrument | 2024008878 |
| Name | PSECU |
|---|---|
| Type | Credit Union |
| Address | HARRISBURG, PA 17106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 01, 2034 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Mar 09, 2020 |
| Property Address | 706 FREDERICK ST, READING, PA 19607-1011 |
| Document Number | 0000008594 |
| Instrument Date | Feb 27, 2020 |
| Instrument | 8594 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2020 |
| Title Company | SIGNATURE ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,587.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 706 FREDERICK ST READING PA 196071011, READING, PA 19607-1011 |
| Document Number | 8595 |
|---|---|
| Date | Mar 09, 2020 |
| Instrument | 8595 |
| Name | PENNSYLVANIA ST EMP CU |
|---|---|
| Type | Credit Union |
| Address | HARRISBURG, PA 17106-7013 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 08, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jun 26, 2018 |
| Property Address | 706 FREDERICK ST, READING, PA 19607-1011 |
| Document Number | 0000021269 |
| Map Reference | MB 300 PG 303 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 2018021269 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Address | 706 FREDERICK ST, READING, PA 19607-1011 |
| Document Number | 0000021270 |
|---|---|
| Date | Jun 26, 2018 |
| Instrument | 2018021270 |
| Name | UNIFIRST MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Nov 28, 2017 |
| Property Address | 706 FREDERICK ST, READING, PA 19607-1011 |
| Document Number | 0000044079 |
| Instrument Date | Nov 27, 2017 |
| Instrument | 44079 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 03, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $32.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Investor | Possibly a Property Investor |
Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Cumru Township |
| Unified School District | Governor Mifflin School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,556.00 (+24.86%) Homeowner's exemption | $229,400 (-) Land $40,000 Building $189,400 | $40,000 (-82.56%) Land $40,000 |
| 2024 | $3,649.00 (-64.43%) | $229,400 (-) Land $40,000 Building $189,400 | |
| 2023 | $10,259.00 Homeowner's exemption | $229,400 Land $40,000 Building $189,400 | |
| 1994 | $229,400 Land $40,000 Building $189,400 |
Source: FEMA National Flood Hazard Layer as of February 26, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1982 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Greenlight Networks Holding.
Based on FCC filings for 262 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SHILLINGTON MUNI AUTH serves 13,300 people |
|---|---|
| Water Source | Purchased surface water from WESTERN BERKS WATER AUTH |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2025 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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