Berks County property record for 620 Frederick St, Reading, PA 19608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,490 sqft · built 2002 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (May 2019) |
| Tax Bill | $1,889 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4385-08-99-8543 |
| Primary APN | 4385-08-99-8543 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,490 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,920 sqft (0.09 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Porch | Open Frame Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 80000923 |
|---|---|
| Street Address | 620 FREDERICK ST |
| City | READING |
| State | PA |
| Zip | 19608-1781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BEVERLY HEIGHTS |
| Legal Block | 99 |
| Legal Lot Number | 22 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | SPRING |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 10803 |
Source: Berks County records · APN 4385-08-99-8543
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 620 FREDERICK ST, READING, PA 19608-1781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · Line of Credit FULTON BANK |
| May 30, 2019 | Deed, Transfer · Conventional Mortgage FULTON BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 30, 2019 · Amount on Record |
| Deed Sale | May 30, 2019 · Amount on Record |
| Prior Sale | Dec 30, 2008 · Amount on Record |
| Deed Document Number | 201916810 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Apr 23, 2026 |
| Property Address | 620 FREDERICK ST, READING, PA 19608-1781 |
| Document Number | 0000012233 |
| Instrument Date | Mar 12, 2026 |
| Instrument | 202612233 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 620 FREDERICK ST, READING, PA 19608-1781 |
| Document Number | 0000012233, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 202612233 |
| Name | FULTON BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.09% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | May 30, 2019 |
| Property Address | 620 FREDERICK ST, READING, PA 19608-1781 |
| Document Number | 0000016810 |
| Map Reference | MB 213 PG 21 |
| Instrument Date | May 28, 2019 |
| Instrument | 2019016810 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | REGAL ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 543 E 21ST ST APT F4, F4, BROOKLYN, NY 11226-6833 |
| Document Number | 0000016811 |
|---|---|
| Date | May 30, 2019 |
| Instrument | 2019016811 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Spring Township |
| Unified School District | Wilson School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,889.00 (+1.5%) Homeowner's exemption | $97,500 (-) Land $18,700 Building $78,800 | $18,700 (-) Land $18,700 |
| 2025 | $1,861.00 (+10.97%) Homeowner's exemption | $97,500 (-) Land $18,700 Building $78,800 | $18,700 (-80.82%) Land $18,700 |
| 2024 | $1,677.00 | $97,500 Land $18,700 Building $78,800 | |
| 1994 | $97,500 Land $18,700 Building $78,800 |
Source: FEMA National Flood Hazard Layer as of February 26, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Holding Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 300 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PAW PENN DISTRICT private · serves 28,508 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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