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706 E Hemlock St, Spencer, WI 54479 Property Records

Marathon County property record for 706 E Hemlock St, Spencer, WI 54479

Property Summary

Property TypeSingle Family Home
Lot Size0.253 acres (11,064 sqft)
OwnerIndividual Name on File
Tax Bill$3,342 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN181-2602-081-1034

Property Details

APN / Parcel Number

Primary APN181-2602-081-1034
Alternative APN
  • 56-0220-000-024-00-00

Exterior

Lot Area11,064 sqft (0.253 acres)

Location & Zoning

Street Address706 E HEMLOCK ST
CitySPENCER
StateWI
Zip54479-9551
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFREEMAN SUBDIVISION LOT 24
Legal Range02
Legal Township26
Legal Section08
Legal QuarterSW
Legal SubdivisionFREEMAN SUBDIVISION
Legal Lot Number24
JurisdictionMARATHON WI
Township / Civil DivisionSPENCER
Census Block Group2
Census Block2026
Census Tract2101

Owner

Source: Marathon County assessment roll, APN 181-2602-081-1034, as of January 1, 2024 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address706 E HEMLOCK ST, SPENCER, WI 54479-9551
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2026Deed of Trust, Mortgage · Line of Credit
NONE LISTED ON DOCUMENT
Oct 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
PARTNERS BANK OF WISCONSIN
Aug 13, 2018Deed of Trust, Mortgage · Line of Credit
PARTNERS BK/WI

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 13, 2015
Deed SaleMar 13, 2015
Deed Document Number1688011
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARATHON WI
Recording DateApr 29, 2026
Property Address706 E HEMLOCK ST, SPENCER, WI 54479-9551
Document Number0001936196
Instrument DateApr 22, 2026
Instrument20261936196
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address706 E HEMLOCK ST, SPENCER, WI 54479-9551

Mortgage

Document Number0001936196,
DateApr 29, 2026
Instrument20261936196
Lender
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.38%
Max Rate-1%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARATHON WI
Property Address706 E HEMLOCK ST, SPENCER, WI 54479-9551
Transaction TypeMortgage
Record UpdatedApr 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001847074
DateOct 05, 2021
Instrument1847074
Lender
NamePARTNERS BANK OF WISCONSIN
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARATHON WI
Property Address706 E HEMLOCK ST, SPENCER, WI 54479-9551
Document Number0001765868
Instrument DateAug 13, 2018
Transaction TypeMortgage
Record UpdatedSep 28, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address706 E HEMLOCK ST SPENCER WI 544799551, SPENCER, WI 54479-9551

Mortgage

Document Number0001765868
DateSep 10, 2018
Instrument1765868
Lender
NamePARTNERS BK/WI
AddressMARSHFIELD, WI 54449
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Marathon County assessment roll as of January 1, 2024 · Last verified February 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyMarathon County
MunicipalitySpencer Village
Unified School DistrictSpencer School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,342.00 (+20.69%)$170,100 (-) Land $11,100 Building $159,000$215,964 (+17.58%) Land $14,093 Building $201,871
2023$2,769.00 Homeowner's exemption$170,100 Land $11,100 Building $159,000$183,678 Land $11,986 Building $171,692

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Marathon County (55073C), as of September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 118 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Country Wireless
Fiber · Fixed Wireless		1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system WI7370108, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSPENCER WATERWORKS
serves 1,848 people
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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