Marathon County property record for 704 E Hemlock St, Spencer, WI 54479
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.301 acres (13,112 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Jun 2026) |
| Tax Bill | $3,091 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181-2602-081-1035 |
| Primary APN | 181-2602-081-1035 |
|---|---|
| Alternative APN |
|
| Lot Area | 13,112 sqft (0.301 acres) |
|---|
| Street Address | 704 E HEMLOCK ST |
|---|---|
| City | SPENCER |
| State | WI |
| Zip | 54479-9551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FREEMAN SUBDIVISION LOT 25 & S 25' OF LOT 26 |
| Legal Range | 02E |
| Legal Township | 26N |
| Legal Section | 08 |
| Legal Subdivision | FREEMAN SUBDIVISION |
| Legal Lot Number | 25 |
| Jurisdiction | MARATHON WI |
| Township / Civil Division | SPENCER |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 2101 |
Source: Marathon County records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 704 E HEMLOCK ST, SPENCER, WI 54479-9551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage ABBYBANK |
| Jun 5, 2023 | Correction Deed GOWEY ABSTRACT AND TITLE COMPANY, GOWEY ABSTRACT & TTL CO INC |
| Jun 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage FORWARD FINANCIAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2026 · Amount on Record |
| Deed Sale | Jun 29, 2026 · Amount on Record |
| Prior Sale | Aug 30, 2024 · Amount on Record |
| Deed Document Number | 20261939751 |
| Prior Transfer Date | Aug 21, 2012 |
| Prior Transfer Doc | 0001628605 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARATHON WI |
| Recording Date | Jun 29, 2026 |
| Property Address | 704 E HEMLOCK ST, SPENCER, WI 54479-9551 |
| Document Number | 0001939751 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 20261939751 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2026 |
| Title Company | GOWEY ABSTRACT AND TITLE COMPANY, GOWEY ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $65,145.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 704 E HEMLOCK ST, SPENCER, WI 54479-9551 |
| Document Number | 0001939752, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 20261939752 |
| Name | ABBYBANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MARATHON WI |
| Recording Date | Jun 5, 2023 |
| Property Address | 704 E HEMLOCK ST, SPENCER, WI 54479-9551 |
| Document Number | 0001882362 |
| Instrument Date | Jun 5, 2023 |
| Instrument | 1882362 |
| Record Updated | Apr 23, 2024 |
| Title Company | GOWEY ABSTRACT AND TITLE COMPANY, GOWEY ABSTRACT & TTL CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 704 E HEMLOCK ST, SPENCER, WI 54479-9551 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARATHON WI |
| Recording Date | Jun 5, 2023 |
| Property Address | 704 E HEMLOCK ST, SPENCER, WI 54479-9551 |
| Document Number | 0001882364 |
| Instrument Date | Jun 5, 2023 |
| Instrument | 1882364 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2024 |
| Title Company | GOWEY ABSTRACT AND TITLE COMPANY, GOWEY ABSTRACT & TTL CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $579.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 704 E HEMLOCK ST, SPENCER, WI 54479-9551 |
| Investor | Possibly a Property Investor |
| Document Number | 0001882365 |
|---|---|
| Date | Jun 5, 2023 |
| Instrument | 1882365 |
| Name | FORWARD FINANCIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
Source: Marathon County assessment roll, as of February 10, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Marathon County |
| Municipality | Spencer Village |
| Unified School District | Spencer School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,091.00 (+20.98%) | $158,400 (-) Land $13,100 Building $145,300 | $201,109 (+17.58%) Land $16,632 Building $184,477 |
| 2023 | $2,555.00 Homeowner's exemption | $158,400 Land $13,100 Building $145,300 | $171,045 Land $14,146 Building $156,899 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATERWORKS serves 1,848 people · EPA ID WI7370108 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Country Wireless Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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