Essex County property record for 706 Deshields St, Tappahannock, VA 22560
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,348 sqft · built 1947 |
| Lot Size | 0.163 acres (7,106 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Apr 2026) |
| Tax Bill | $1,059 (2026) |
| Deeds & Mortgages | Jun 2023 Refinance Mar 2005 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-B-18-D-10 |
| Primary APN | 32-B-18-D-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,348 sqft Living Area |
| Upper Floors Area | 36 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Cape Cod |
| Exterior Material | Other |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,106 sqft (0.163 acres) |
| Porch | Screened Porch |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8745 |
|---|---|
| Street Address | 706 DESHIELDS ST |
| City | TAPPAHANNOCK |
| State | VA |
| Zip | 22560 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | WAKEFIELD LOT 10 SEC D |
| Legal Subdivision | WAKEFIELD PARK |
| Legal Lot Number | 10 |
| Jurisdiction | ESSEX VA |
| Township / Civil Division | TAPPAHANNOCK |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 950700 |
Source: Essex County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 706 DESHIELDS ST, TAPPAHANNOCK, VA 22560 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jun 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance VIRGINIA CREDIT UNION INC |
| Mar 7, 2005 | Deed of Trust, Mortgage · FHA Mortgage NATIONAL CITY MORTGAGE |
| Apr 30, 2026 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Oct 8, 2019 | Warranty Deed, Transfer · FHA Mortgage VIRGINIA CREDIT UNION INC |
| Jun 24, 2019 | Trustee's Deed, Foreclosure Foreclosure Auction |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on Record |
| Deed Sale | Apr 30, 2026 · Amount on Record |
| Prior Sale | Oct 8, 2019 · Amount on Record |
| Deed Document Number | 2026482 |
| Prior Transfer Date | Jun 6, 2019 |
| Prior Transfer Doc | 0000000727 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX VA |
| Property Address | 706 DESHIELDS ST, TAPPAHANNOCK, VA 22560 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0230000683 |
|---|---|
| Date | Jun 20, 2023 |
| Instrument | 230000683 |
| Name | VIRGINIA CREDIT UNION INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 28, 2043 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX VA |
| Property Address | 706 DESHIELDS ST, TAPPAHANNOCK, VA 22560 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000305/187 |
|---|---|
| Date | Mar 7, 2005 |
| Book Page | 305/187 |
| Name | NATIONAL CITY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Mar 1, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESSEX VA |
| Recording Date | Apr 30, 2026 |
| Property Address | 706 DESHIELDS ST, TAPPAHANNOCK, VA 22560 |
| Document Number | 0000000482 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026.482 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $19,190.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 706 DESHIELDS ST, TAPPAHANNOCK, VA 22560 |
| Document Number | 0000000483, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 2026..483 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2051 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESSEX VA |
| Recording Date | Oct 8, 2019 |
| Property Address | 706 DESHIELDS ST, TAPPAHANNOCK, VA 22560 |
| Document Number | 190001246 |
| Instrument Date | Oct 4, 2019 |
| Instrument | 190001246 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | RIVER TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 706 DESHIELDS ST, TAPPAHANNOCK, VA 22560 |
| Document Number | 190001247 |
|---|---|
| Date | Oct 8, 2019 |
| Instrument | 190001247 |
| Name | VIRGINIA CREDIT UNION INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Number | 0190001248 |
|---|---|
| Date | Oct 8, 2019 |
| Instrument | 190001248 |
| Name | VIRGINIA CREDIT UNION INC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ESSEX VA |
| Recording Date | Jun 24, 2019 |
| Property Address | 706 DESHIELDS ST, TAPPAHANNOCK, VA 22560 |
| Document Number | 190000727 |
| Instrument Date | Jun 6, 2019 |
| Instrument | 190000727 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2125 RETREAT DR, MECHANICSVILLE, VA 23111-6081 |
Source: Essex County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Essex County |
| Municipality | Tappahannock Town |
| Unified School District | Essex County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,059.00 | $192,700 (-) Land $34,200 Building $158,500 | $192,700 (-) Land $34,200 Building $158,500 |
| 2025 | $1,059.00 (+15.99%) | $192,700 (+53.91%) Land $34,200 Building $158,500 | $192,700 (+53.91%) Land $34,200 Building $158,500 |
| 2023 | $913.00 | $125,200 Land $25,000 Building $100,200 | $125,200 Land $25,000 Building $100,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2003–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TAPPAHANNOCK serves 2,375 people · EPA ID VA4057800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
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