Essex County property record for 641 Deshields St, Tappahannock, VA 22560
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,196 sqft · built 1940 |
| Lot Size | 0.092 acres (4,034 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,103 (2026) |
| Deeds & Mortgages | Feb 2022 Refinance Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-B-18-C-20 |
| Primary APN | 32-B-18-C-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,196 sqft Living Area |
| Basement Area | 528 sqft |
| Finished Basement | 174 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Colonial |
| Exterior Material | Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,034 sqft (0.092 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 392 sqft |
| Storage Building | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8253 |
|---|---|
| Street Address | 641 DESHIELDS ST |
| City | TAPPAHANNOCK |
| State | VA |
| Zip | 22560 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | WAKEFIELD LOT 20 (LOWER HALF) |
| Legal Subdivision | WAKEFIELD PARK |
| Legal Lot Number | 20 |
| Jurisdiction | ESSEX VA |
| Township / Civil Division | TAPPAHANNOCK |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 950700 |
Source: Essex County records · APN 32-B-18-C-20
Assessment roll updated October 6, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 641 DESHIELDS ST, TAPPAHANNOCK, VA 22560 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BAXTER CREDIT UNION |
| Aug 08, 2022 | Deed of Trust, Mortgage · Line of Credit TRUENERGY FEDERAL CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX VA |
| Property Address | 641 DESHIELDS ST, TAPPAHANNOCK, VA 22560 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0220000277 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | 220000277 |
| Name | BAXTER CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Dec 01, 2031 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX VA |
| Property Address | 641 DESHIELDS ST, TAPPAHANNOCK, VA 22560 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0220001179 |
|---|---|
| Date | Aug 08, 2022 |
| Instrument | 220001179 |
| Name | TRUENERGY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jul 13, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County records · Assessment roll updated October 6, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Essex County |
| Municipality | Tappahannock Town |
| Unified School District | Essex County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,103.00 | $200,600 (-) Land $34,200 Building $166,400 | $200,600 (-) Land $34,200 Building $166,400 |
| 2025 | $1,103.00 (+3.28%) | $200,600 (+37.02%) Land $34,200 Building $166,400 | $200,600 (+37.02%) Land $34,200 Building $166,400 |
| 2023 | $1,068.00 | $146,400 Land $25,000 Building $121,400 | $146,400 Land $25,000 Building $121,400 |
Source: FEMA National Flood Hazard Layer as of October 20, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2003–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2018 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
Based on FCC filings for 206 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF TAPPAHANNOCK serves 2,375 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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