706 Cypress Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 706 Cypress Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,544 sqft · built 1977
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Feb 2023)
Tax Bill	$1,900 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`80707`

Property Details

APN / Parcel Number

Primary APN	`80707`
Alternative APN	`012630065000010435`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,544 sqft Heated Area
Gross Area	2,064 sqft
1st Floor Area	1,544 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	131 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	100 sqft
Fence	Fence
Shed	1 Shed
Shed Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	80707
Street Address	706 CYPRESS AVE
City	SAINT CLOUD
State	FL
Zip	34769-2417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST CLOUD BLVD PB B PG 061 LOTS LOT 43 LESS N 172
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD BLVD
Legal Tract	650
Legal Block	1
Legal Lot Number	43
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3002
Census Tract	43500

Owner

Source: Osceola County records · APN 80707

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	706 CYPRESS AVE, SAINT CLOUD, FL 34769-2417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 16, 2023 · Amount on Record
Deed Sale	Feb 16, 2023 · Amount on Record
Deed Document Number	2023019286
Deed Book / Page	6359 / 1575
Record Updated	Jun 08, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 16, 2023
Property Address	706 CYPRESS AVE, SAINT CLOUD, FL 34769-2417
Document Number	0063591575
Book / Page	6359 / 1575
Map Reference	MB B PG 61-64
Instrument Date	Feb 06, 2023
Instrument	2023019286
Transaction Type	Transfer
Record Updated	Mar 07, 2023
Title Company	PUBLIC TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3729 DAWN AVE, KISSIMMEE, FL 34744-9438

Mortgage

Document Number	0063591577
Date	Feb 16, 2023
Instrument	6359/1577

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,900.00 (-47.77%) Homeowner's exemption	$149,047 (-35.03%)	$295,700 (+28.9%) Land $75,000 Building $220,700
2023	$3,638.00 (+16.98%)	$229,400 (+33.06%) Land $65,000 Building $164,400	$229,400 (+33.06%) Land $65,000 Building $164,400
2022	$3,110.00	$172,400 Land $55,000 Building $117,400	$172,400 Land $55,000 Building $117,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	61.0 ft

Wildfire

Wildfire Risk	Low above 34% of the US · above 9% of Florida
Wildfire Likelihood	About 1 in 3,125 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.