Osceola County property record for 510 Cypress Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2018 |
| Square Footage | 1,927 sqft Heated Area |
| Lot Size | 12,197 sqft (0.28 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $273,000 (2018) |
| Tax Bill | $3,975.00 (2025) |
| Primary APN | 012630065000010375 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,927 sqft Heated Area |
| Gross Area | 2,772 sqft Gross Area |
| 1st Floor | 1,927 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,197 sqft (0.28 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 462 sqft Garage |
| Fence | Fence |
|---|---|
| Shed | 1 Shed |
| Shed Area | 140 sqft Shed |
| Patio Area | 117 sqft Patio |
| Porch | Open Porch |
| Porch Area | 263 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 510 CYPRESS AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2415 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD BLVD LOTS COM AT NW COR OF LOT 37, S 178.21 FT TO POB; E 99.90 FT, S 110.29 FT, S 80 DEG W 101.33 FT, N 127.39 FT TO |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD BLVD |
| Legal Tract | 650 |
| Legal Lot Number | 37 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 43500 |
Source: Osceola County records · APN 012630065000010375
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 510 CYPRESS AVE, SAINT CLOUD, FL 34769-2415 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU |
| Jul 18, 2018 | Warranty Deed, Subdivision Related Transfer STEWART TITLE |
| Nov 21, 2017 | Warranty Deed, Transfer QUALITY TITLE AND ESCROW LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 18, 2018 · Amount on Record |
| Deed Sale | Jul 18, 2018 · Amount on Record |
| Prior Sale | Jul 18, 2018 |
| Deed Doc Number | 2018109915 |
| Deed Book / Page | 5369 / 1431 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 510 CYPRESS AVE, SAINT CLOUD, FL 34769-2415 |
| Document Number | 0057510885 |
| Instrument Date | Jul 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 510 CYPRESS AVE ST CLOUD FL 347692415, ST CLOUD, FL 34769-2415 |
| Document Number | 0057510885 |
|---|---|
| Date | Jul 08, 2020 |
| Book Page | 005751/000885 |
| Instrument | 88148 |
| Name | FAIRWINDS CU |
|---|---|
| Address | ORLANDO, FL 32826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 07, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 18, 2018 |
| Property Address | 510 CYPRESS AVE, SAINT CLOUD, FL 34769-2415 |
| Document Number | 0053691431 |
| Book / Page | 005369 / 001431 |
| Instrument Date | Jul 12, 2018 |
| Instrument | 109915 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 24, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,911.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 8215 MEGAN PLACE DR HOUSTON TX 770952993, HOUSTON, TX 77095-2993 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 21, 2017 |
| Property Address | 510 CYPRESS AVE, SAINT CLOUD, FL 34769-2415 |
| Document Number | 0052422341 |
| Book / Page | 005242 / 002341 |
| Instrument Date | Nov 09, 2017 |
| Instrument | 166410 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2018 |
| Title Company | QUALITY TITLE AND ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $367.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1136 NEW YORK AVE ST CLOUD FL 347693782, ST CLOUD, FL 34769-3782 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,975.00 (+6.2%) Homeowner's exemption | $264,970 (+5.99%) | $397,600 (+25.43%) Land $67,500 Building $330,100 |
| 2023 | $3,743.00 (+3.54%) Homeowner's exemption | $250,003 (+3%) | $317,000 (+20.39%) Land $58,500 Building $258,500 |
| 2022 | $3,615.00 Homeowner's exemption | $242,722 | $263,300 Land $49,500 Building $213,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Wildfire Risk | Low above 34% of the US · above 9% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 3,125 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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