706 Cedar St, Adair, IA 50002 Property Records

Adair County property record for 706 Cedar St, Adair, IA 50002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1977
Lot Size	0.23 acres (10,039 sqft)
Owner	Trust Name on File
Last Sale	$115,000 (Jul 2012)
Tax Bill	$3,042 (2025)
Deeds & Mortgages	Jul 2012 Sale & Mortgage Sep 2006 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`01-04-281-002`

Property Details

APN / Parcel Number

Primary APN	`01-04-281-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Basement Area	1,568 sqft
Finished Basement	70 sqft
Unfinished Basement	1,498 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,039 sqft (0.23 acres)
Lot Dimensions	72.8 ft deep x 72.8 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	96 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	706 CEDAR ST
City	ADAIR
State	IA
Zip	50002-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E.1/2 OF LOT 5 & ALL OF LOT 4 BLK. 11 W. ADAIR
Legal Subdivision	ORIGINAL TOWN OF ADAIR
Legal Block	11
Legal Lot Number	4,5
Jurisdiction	ADAIR IA
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3059
Census Tract	960100

Owner

706 Cedar St is held in a trust since October 2023.

Source: Adair County records, as of September 1, 2026

Owner of Record	Trust Name on File
Mailing Address	608 STUART ST, ADAIR, IA 50002-1115
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2012	Warranty Deed, Transfer · Conventional Mortgage EXCHANGE STATE BANK
Sep 15, 2006	Legal Action/Court Order, Foreclosure · Conventional Mortgage CENTRAL STATES MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2012 · Amount on File
Deed Sale	Jul 2, 2012 · Amount on File
Prior Sale	Sep 15, 2006 · Amount on File
Deed Document Number	2012853
Deed Book / Page	672 / 49
Last Transfer Date	Oct 25, 2023
Transfer Doc	0000001273
Record Updated	Oct 29, 2026

July 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR IA
Recording Date	Jul 2, 2012
Property Address	706 CEDAR ST, ADAIR, IA 50002-1113
Document Number	0672/049
Book / Page	0672 / 049
Instrument Date	Jun 29, 2012
Instrument	2012-0853
Transaction Type	Transfer
Record Updated	Sep 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	706 CEDAR ST, ADAIR, IA 50002-1113
Investor	Possibly a Property Investor

Mortgage

Document Number	000672/050
Date	Jul 2, 2012
Book Page	0672/050
Instrument	2012-0854

Lender

Name	EXCHANGE STATE BANK
Type	Non-Lending Institution
Address	ADAIR, IA 50002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2042

September 2006: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	ADAIR IA
Recording Date	Sep 15, 2006
Property Address	706 CEDAR ST, ADAIR, IA 50002-1113
Document Number	0000558/84
Book / Page	558 / 84
Instrument Date	Aug 4, 2006
Instrument	2006-1722
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$152.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 AUDUBON ST, ADAIR, IA 50002-7710
Investor	Possibly a Property Investor

Mortgage

Document Number	0020061723
Date	Sep 15, 2006
Instrument	2006-1723

Lender

Name	CENTRAL STATES MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 10, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 706 Cedar St was $3,042, up 1.7% from the year before.

Source: Adair County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Adair County
Municipality	Adair City
Unified School District	Adair-Casey Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,042.00 (+1.74%)	$187,770 Land $20,410 Building $167,360	$187,770 Land $20,410 Building $167,360
2024	$2,990.00
2023		$168,030 (+25.71%) Land $20,410 Building $147,620	$168,030 Land $20,410 Building $147,620
2022	$2,736.00	$133,660 Land $11,130 Building $122,530
2021			$133,660 Land $11,130 Building $122,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 706 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 4, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAIR MUNICIPAL WATER SUPPLY serves 809 people · EPA ID IA0105002
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Casey Mutual Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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