704 Cedar St, Adair, IA 50002 Property Records

Adair County property record for 704 Cedar St, Adair, IA 50002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,108 sqft · built 1975
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (May 2022)
Tax Bill	$2,698 (2025)
Deeds & Mortgages	Feb 2020 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-04-281-003`

Property Details

APN / Parcel Number

Primary APN	`01-04-281-003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,108 sqft Living Area
1st Floor Area	1,108 sqft
Basement Area	1,108 sqft
Finished Basement	1,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,969 sqft (0.16 acres)
Lot Dimensions	50.5 ft deep x 50.5 ft wide
Garage Type	Attached
Garage Area	868 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	240 sqft
Patio Area	70 sqft
Shed	1 Shed
Shed Area	192 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	704 CEDAR ST
City	ADAIR
State	IA
Zip	50002-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK. 11 W. ADAIR
Legal Block	11
Legal Lot Number	3
Jurisdiction	ADAIR IA
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3059
Census Tract	960100

Owner

Source: Adair County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	704 CEDAR ST, ADAIR, IA 50002-1113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage GREENSTATE CREDIT UNION
May 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage KELLER MORTGAGE LLC
Feb 24, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage GREENSTATE CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2022 · Amount on Record
Deed Sale	May 17, 2022 · Amount on Record
Prior Sale	Feb 24, 2020 · Amount on Record
Deed Document Number	2022762
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR IA
Property Address	704 CEDAR ST, ADAIR, IA 50002-1113
Transaction Type	Mortgage
Record Updated	Oct 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020200159
Date	Feb 24, 2020
Instrument	2020-0159

Lender

Name	GREENSTATE CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR IA
Property Address	704 CEDAR ST, ADAIR, IA 50002-1113
Transaction Type	Mortgage
Record Updated	Jul 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020220763
Date	May 17, 2022
Instrument	2022-0763

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR IA
Recording Date	Feb 24, 2020
Property Address	704 CEDAR ST, ADAIR, IA 50002-1113
Document Number	20200157
Instrument Date	Feb 14, 2020
Instrument	2020-0157
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 CEDAR ST, ADAIR, IA 50002-1113
Investor	Possibly a Property Investor

Mortgage

Document Number	0020200158
Date	Feb 24, 2020
Instrument	2020-0158

Lender

Name	GREENSTATE CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Adair County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Adair County
Municipality	Adair City
Unified School District	Adair-Casey Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,698.00 (+2.98%) Homeowner's exemption	$177,390 (+12.62%) Land $14,170 Building $163,220	$177,390 (+12.62%) Land $14,170 Building $163,220
2024	$2,620.00 (+9.44%)
2023		$157,510 (+25.13%) Land $14,170 Building $143,340	$157,510 (+25.13%) Land $14,170 Building $143,340
2022	$2,394.00 Homeowner's exemption	$125,880 Land $7,730 Building $118,150
2021			$125,880 Land $7,730 Building $118,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAIR MUNICIPAL WATER SUPPLY serves 809 people · EPA ID IA0105002
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Casey Mutual Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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