706 5th St, Lowden, IA 52255 Property Records

Cedar County property record for 706 5th St, Lowden, IA 52255

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,648 sqft · built 1956
Lot Size	0.529 acres (23,043 sqft)
Owner	2 Individual Names on Record
Last Sale	$78,500 (Mar 2009)
Tax Bill	$1,848 (2026)
Deeds & Mortgages	Oct 2025 Sale Jul 2021 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`042004353770040`

Property Details

APN / Parcel Number

Primary APN	`042004353770040`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,648 sqft Living Area
Attic	Attic
Attic Area	568 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,043 sqft (0.529 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	706 5TH ST
City	LOWDEN
State	IA
Zip	52255-9548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PETERSENS ADD LOTS 1-2 & E 43.5'LOT 3 BLK 6
Legal Subdivision	PETERSENS ADDITION TO LOWDEN
Legal Block	6
Legal Lot Number	3
Jurisdiction	CEDAR IA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3008
Census Tract	450100

Owner

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	706 5TH ST, LOWDEN, IA 52255-9548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Warranty Deed, Transfer
Jul 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage JP MORGAN CHASE BANK
Apr 13, 2007	Legal Action/Court Order, Foreclosure · Conventional Mortgage DHCU COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2009 · Amount on Record
Deed Sale	Mar 6, 2009 · Amount on Record
Prior Sale	Apr 13, 2007 · Amount on Record
Deed Document Number	2009745
Deed Book / Page	934 / 84
Last Transfer Date	May 11, 2021
Transfer Doc	0001599/80
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Oct 6, 2025
Property Address	706 5TH ST, LOWDEN, IA 52255-9548
Document Number	001792/174
Book / Page	1792 / 174
Instrument Date	Sep 29, 2025
Instrument	2025 2802
Transaction Type	Transfer
Record Updated	Oct 27, 2025

Transaction

Amount	Amount Recorded
Tax	$296.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	706 5TH STREET, STANWOOD, IA 52337

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CEDAR IA
Recording Date	Jul 12, 2021
Property Address	706 5TH ST, LOWDEN, IA 52255-9548
Document Number	0001599/80
Book / Page	1599 / 80
Instrument Date	May 11, 2021
Instrument	2021 2668
Transaction Type	Transfer
Record Updated	Oct 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	706 5TH ST, LOWDEN, IA 52255-9548

Mortgage

Document Number	20212669159982
Date	Jul 12, 2021
Instrument	2021 2669159982

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2007: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	CEDAR IA
Recording Date	Apr 13, 2007
Property Address	706 5TH ST, LOWDEN, IA 52255-9548
Document Number	000838/184
Book / Page	838 / 184
Instrument Date	Apr 5, 2007
Instrument	2007 1406
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$124.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1715 230TH ST, CALAMUS, IA 52729-9660
Investor	Possibly a Property Investor

Mortgage

Document Number	0020071407
Date	Apr 13, 2007
Instrument	2007 1407

Lender

Name	DHCU COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	85 Months
Due	May 1, 2014

Mortgage

Document Number	000838/196
Date	Apr 13, 2007
Book Page	0838/196
Instrument	2007 1408

Lender

Name	DHCU COMMUNITY CU
Type	Credit Union
Address	MOLINE, IL 61266

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Apr 26, 2014

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Lowden City
Unified School District	North Cedar Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,848.00 Homeowner's exemption	$134,610 (-) Land $28,640 Building $105,970	$134,610 (-) Land $28,640 Building $105,970
2025	$1,848.00 (+2.33%) Homeowner's exemption	$134,610 (+5.17%) Land $28,640 Building $105,970	$134,610 (+5.17%) Land $28,640 Building $105,970
2024	$1,806.00 (+20.24%) Homeowner's exemption	$127,990 (+9.77%) Land $28,640 Building $99,350
2023		$116,600 (+25.78%) Land $28,640 Building $87,960	$127,990 (+38.07%) Land $28,640 Building $99,350
2022	$1,502.00 Homeowner's exemption	$92,700 Land $22,280 Building $70,420
2021			$92,700 Land $22,280 Building $70,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1986–2015)
Most Recent Claim	Nov 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWDEN WATER SUPPLY serves 807 people · EPA ID IA1656001
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
F&B Communications Fiber	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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