702 5th St, Lowden, IA 52255 Property Records

Cedar County property record for 702 5th St, Lowden, IA 52255

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,168 sqft · built 1957
Lot Size	0.263 acres (11,456 sqft)
Owner	Individual Name on File
Last Sale	$69,000 (Dec 2017)
Tax Bill	$1,294 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2020 Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`042004353770070`

Property Details

APN / Parcel Number

Primary APN	`042004353770070`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,168 sqft Living Area
Basement Area	1,168 sqft
Unfinished Basement	1,180 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,456 sqft (0.263 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	140 sqft
Patio Area	112 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	702 5TH ST
City	LOWDEN
State	IA
Zip	52255-9548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMM 82' E OF SE CORL1 BLK 6 PETERSENS THENCE N 176' E 64.9S 176', W 64.9'
Legal Subdivision	PETERSENS ADD
Legal Block	6
Legal Lot Number	1
Jurisdiction	CEDAR IA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3008
Census Tract	450100

Owner

702 5th St is owned and occupied by an individual who acquired it in March 2019.

Source: Cedar County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	702 5TH ST, LOWDEN, IA 52255-9548
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE
Feb 4, 2020	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Mar 22, 2019	Warranty Deed, Transfer · VA Mortgage NATIONSTAR MORTGAGE LLC
Jan 16, 2019	Quit Claim Deed, Transfer Quitclaim
Dec 26, 2017	Warranty Deed, Transfer · VA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2017 · Amount on File
Deed Sale	Dec 26, 2017 · Amount on File
Prior Sale	Jul 24, 2009 · Amount on File
Deed Document Number	20174184
Deed Book / Page	1396 / 270
Last Transfer Date	Mar 1, 2019
Transfer Doc	0001458/70
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	702 5TH ST, LOWDEN, IA 52255-9548
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001619/284
Date	Nov 4, 2021
Book Page	1619/284
Instrument	2021 4285

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	702 5TH ST, LOWDEN, IA 52255-9548
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1505/204
Date	Feb 4, 2020
Book Page	1505/204
Instrument	339

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Mar 22, 2019
Property Address	702 5TH ST, LOWDEN, IA 52255-9548
Document Number	0001458/70
Book / Page	1458 / 70
Instrument Date	Mar 1, 2019
Instrument	732
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 5TH ST, LOWDEN, IA 52255-9548

Mortgage

Document Number	0001458/72
Date	Mar 22, 2019
Book Page	1458/72
Instrument	733

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CEDAR IA
Recording Date	Jan 16, 2019
Property Address	702 5TH ST, LOWDEN, IA 52255-9548
Document Number	0001452/43
Book / Page	1452 / 43
Instrument Date	Jan 11, 2019
Instrument	2019-165
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 5TH ST, LOWDEN, IA 52255-9548

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Dec 26, 2017
Property Address	702 5TH ST, LOWDEN, IA 52255-9548
Document Number	001396/270
Book / Page	1396 / 270
Instrument Date	Dec 19, 2017
Instrument	2017 4184
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 5TH ST, LOWDEN, IA 52255-9548

Mortgage

Document Number	1396/273
Date	Dec 26, 2017
Book Page	1396/273
Instrument	2017 4185

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	ITASCA, IL 60143

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 702 5th St was $1,294 with a homeowner's exemption.

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Lowden City
Unified School District	North Cedar Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,294.00 Homeowner's exemption	$106,430 (-) Land $15,650 Building $90,780	$106,430 (-) Land $15,650 Building $90,780
2025	$1,294.00 (+2.7%) Homeowner's exemption	$106,430 Land $15,650 Building $90,780	$106,430 Land $15,650 Building $90,780
2024	$1,260.00
2023		$90,940 (+26.59%) Land $15,650 Building $75,290	$90,940 Land $15,650 Building $75,290
2022	$1,068.00 Homeowner's exemption	$71,840 Land $12,170 Building $59,670
2021			$71,840 Land $12,170 Building $59,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 702 5th St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1986–2015)
Most Recent Claim	Nov 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 702 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWDEN WATER SUPPLY serves 807 people · EPA ID IA1656001
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
F&B Communications Fiber	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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