706 1st Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 706 1st Ave, Troy, NY 12182

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,450 sqft · built 1890
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$25,000 (May 2020)
Tax Bill	$4,166 (2026)
Deeds & Mortgages	Apr 2022 Refinance May 2020 Sale + 2 more
APN	`381700 80.39-2-3`

Property Details

APN / Parcel Number

Primary APN	`381700 80.39-2-3`
Alternative APN	`1700390`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,450 sqft Living Area
1st Floor Area	1,000 sqft
2nd Floor Area	450 sqft
Upper Floors Area	450 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	120 ft deep x 25 ft wide
Porch	Porch
Porch Area	80 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1700390
Street Address	706 1ST AVE
City	TROY
State	NY
Zip	12182-2317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	1 1/2 STY FRM HSE 329-16/N 1/2 491
Legal Block	2
Legal Lot Number	3.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	5
Census Block	5008
Census Tract	40100

Owner

706 1st Ave is owned and occupied by an individual who bought it in May 2020.

Source: Rensselaer County and Troy City records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	706 1ST AVE, TROY, NY 12182-2317
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance THE NATIONAL BANK OF COXSACKIE
May 18, 2020	Warranty Deed, Transfer MERIDIAN RESEARCH GROUP LLC
Aug 5, 2019	Grant Deed, Transfer BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY
Jan 8, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2020 · Amount on File
Deed Sale	May 18, 2020 · Amount on File
Prior Sale	Jan 8, 2018 · Amount on File
Deed Document Number	2020568327
Deed Book / Page	9162 / 127
Prior Transfer Date	Dec 13, 2017
Prior Transfer Doc	0084060131
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	706 1ST AVE, TROY, NY 12182-2317
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100140229
Date	Apr 8, 2022
Book Page	10014/229
Instrument	2022-608947

Lender

Name	THE NATIONAL BANK OF COXSACKIE
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	May 18, 2020
Property Address	706 1ST AVE, TROY, NY 12182-2317
Document Number	0000568327
Book / Page	009162 / 000127
Instrument Date	May 7, 2020
Instrument	568327
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	MERIDIAN RESEARCH GROUP LLC

Transaction

Amount	Amount on Record
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 1ST AVE TROY NY 121822317, TROY, NY 12182-2317

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Aug 5, 2019
Property Address	706 1ST AVE, TROY, NY 12182-2317
Document Number	0000555056
Book / Page	008905 / 000307
Instrument Date	Jan 29, 2018
Instrument	555056
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jan 8, 2018
Property Address	706 1ST AVE, TROY, NY 12182-2317
Document Number	0084060131
Book / Page	008406 / 000131
Instrument Date	Dec 13, 2017
Transaction Type	Foreclosure
Record Updated	Feb 13, 2018

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	1 HOME CAMPUS DES MOINES IA 503280001, DES MOINES, IA 50328-0001

Tax Assessment & Valuation

The 2026 property tax bill for 706 1st Ave was $4,166, down 16.8% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,166.00 (-16.8%)
2025	$5,007.00	$90,000 Land $8,800 Building $81,200	$154,100 Land $15,068 Building $139,032
2023		$90,000 (-) Land $8,800 Building $81,200	$128,600 (+8.6%) Land $12,574 Building $116,026
2022	$5,986.00	$90,000 Land $8,800 Building $81,200	$118,421 Land $11,579 Building $106,842

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 706 1st Ave; there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	7 (1979–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 1st Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: SLICFiber, Verizon.

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