704 1st Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 704 1st Ave, Troy, NY 12182

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,440 sqft · built 1890
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Tax Bill	$4,166 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Jan 2019 Transfer + 1 more
APN	`381700 80.39-2-4`

Property Details

APN / Parcel Number

Primary APN	`381700 80.39-2-4`
Alternative APN	`1700380`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,440 sqft Living Area
1st Floor Area	864 sqft
2nd Floor Area	576 sqft
Upper Floors Area	576 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	120 ft deep x 25 ft wide
Porch	Porch
Porch Area	90 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1700380
Street Address	704 1ST AVE
City	TROY
State	NY
Zip	12182-2317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	1.5 STY FR HSE 329-17/S 1/2 491
Legal Block	2
Legal Lot Number	4.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	5
Census Block	5008
Census Tract	40100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Lansingburgh Historic District listed 2023 · 592 contributing resources · NRIS 100008651

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

704 1st Ave is owned by an individual who acquired it in January 2019.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	706 1ST AVE, TROY, NY 12182-2317
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BK/COXSACKIE
Jan 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 21, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 18, 2019
Transfer Doc	0087390110
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	704 1ST AVE, TROY, NY 12182-2317
Document Number	0000568326
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	MERIDIAN RESEARCH GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 1ST AVE TROY NY 121822317, TROY, NY 12182-2317

Mortgage

Document Number	0000568326
Date	May 18, 2020
Book Page	009162/000109
Instrument	568326

Lender

Name	NATIONAL BK/COXSACKIE
Type	Bank
Address	COXSACKIE, NY 12051-0400

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 17, 2050

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jan 23, 2019
Property Address	704 1ST AVE, TROY, NY 12182-2317
Document Number	0000546030
Book / Page	008739 / 000110
Instrument Date	Jan 18, 2019
Instrument	546030
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 1ST AVE TROY NY 121822317, TROY, NY 12182-2317

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Aug 21, 2017
Property Address	704 1ST AVE, TROY, NY 12182-2317
Document Number	0082660251
Book / Page	008266 / 000251
Instrument Date	May 1, 2017
Transaction Type	Transfer
Record Updated	Sep 19, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 1ST AVE TROY NY 121822317, TROY, NY 12182-2317

Tax Assessment & Valuation

The 2026 property tax bill for 704 1st Ave was $4,166, down 15.9% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,166.00 (-15.87%)
2025	$4,952.00	$90,000 Land $8,800 Building $81,200	$154,100 Land $15,068 Building $139,032
2023		$90,000 (-) Land $8,800 Building $81,200	$128,600 (+8.6%) Land $12,574 Building $116,026
2022	$3,924.00	$90,000 Land $8,800 Building $81,200	$118,421 Land $11,579 Building $106,842

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 704 1st Ave; there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	7 (1979–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 1st Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: SLICFiber, Verizon.

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