Floyd County property record for 7050 Cave Spring Rd SW, Cave Spring, GA 30124
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,470 sqft · built 2020 |
| Lot Size | 38.2 acres (1,666,170 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $36,804 (Dec 2019) |
| Tax Bill | $4,928 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E18--021 |
| Primary APN | E18--021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,470 sqft Heated Area |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 1,666,170 sqft (38.2 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 264 sqft |
| Shed | 1 Shed |
| Shed Area | 2,000 sqft |
| Utility Building | 72 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Gravity Furnace |
| Account Number | 40623 |
|---|---|
| Street Address | 7050 CAVE SPRING RD SW |
| City | CAVE SPRING |
| State | GA |
| Zip | 30124-2454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S-R |
| Legal Description | LL660 637 661 TRS 2-7 PB37-214 |
| Legal Tract | 2-7 |
| Legal Lot Number | 2-7 |
| Jurisdiction | FLOYD GA |
| Township / Civil Division | CAVE SPRING |
| Census Block Group | 2 |
| Census Block | 2067 |
| Census Tract | 2000 |
7050 Cave Spring Rd SW is owned and occupied by two individuals who bought it in December 2019.
Source: Floyd County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7050 CAVE SPRING RD SW, CAVE SPRING, GA 30124-2454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Feb 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HERITAGE FIRST BANK |
| Dec 10, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Dec 6, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2019 · Amount on File |
| Deed Sale | Dec 9, 2019 · Amount on File |
| Prior Sale | Dec 6, 2019 · Amount on File |
| Deed Document Number | 20194094 |
| Deed Book / Page | 2607 / 1222 |
| Prior Transfer Date | Apr 21, 2003 |
| Prior Transfer Doc | 1927000006 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD GA |
| Recording Date | Jun 18, 2026 |
| Property Address | 7050 CAVE SPRING RD SW, CAVE SPRING, GA 30124-2454 |
| Document Number | 2952000094 |
| Book / Page | 2952 / 94 |
| Instrument Date | May 13, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7050 CAVE SPRING RD SW, CAVE SPRING, GA 30124-2454 |
| Document Number | 2952000094, |
|---|---|
| Date | Jun 18, 2026 |
| Book Page | 2952/94 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 1, 2051 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD GA |
| Property Address | 7050 CAVE SPRING RD, SILVER CREEK, GA 30173 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7050 CAVE SPRING RD SW, CAVE SPRING, GA 30124-2454 |
| Document Number | 0026670000000961 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 0000002667/0000000961 |
| Instrument | 008292560014 |
| Name | HERITAGE FIRST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLOYD GA |
| Recording Date | Dec 10, 2019 |
| Property Address | 7050 CAVE SPRING RD, SILVER CREEK, GA 30173 |
| Document Number | 0026071222 |
| Book / Page | 002607 / 001222 |
| Instrument Date | Dec 9, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $36.90 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6948 CAVE SPRING RD SW CAVE SPRING GA 301242452, CAVE SPRING, GA 30124-2452 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLOYD GA |
| Recording Date | Dec 6, 2019 |
| Property Address | 7050 CAVE SPRING RD, SILVER CREEK, GA 30173 |
| Document Number | 0026070651 |
| Book / Page | 2607 / 651 |
| Instrument Date | Dec 6, 2019 |
| Instrument | 2019-004064 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2296 REECEBURG RD SE, SILVER CREEK, GA 30173-2888 |
The 2026 property tax bill for 7050 Cave Spring Rd SW was $4,928.
Source: Floyd County assessment roll, as of January 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Floyd County |
| Unified School District | Floyd County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,928.00 (-0.04%) | ||
| 2025 | $4,930.00 (+6.34%) Additional exemption filed | $216,473 (+11.74%) Land $66,582 Building $149,891 | $541,184 (+11.74%) Land $166,456 Building $374,728 |
| 2024 | $4,636.00 (+13.52%) Additional exemption filed | $193,727 (+10.85%) Land $53,266 Building $140,461 | $484,318 (+10.85%) Land $133,165 Building $351,153 |
| 2023 | $4,084.00 (+13.95%) | $174,770 (+22.48%) Land $53,266 Building $121,504 | $436,926 (+22.48%) Land $133,165 Building $303,761 |
| 2022 | $3,584.00 | $142,695 Land $42,272 Building $100,423 | $356,736 Land $105,679 Building $251,057 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7050 Cave Spring Rd SW in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7050 Cave Spring Rd SW is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 95% of Georgia |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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