6920 Cave Spring Rd SW, Cave Spring, GA 30124 Property Records

Floyd County property record for 6920 Cave Spring Rd SW, Cave Spring, GA 30124

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,800 sqft · built 2022
Lot Size	11.8 acres (514,444 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,846 (2023)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2021 Construction Loan + 2 more
Flood Zone	Zone AE (high risk)
APN	`E18--020A`

Property Details

APN / Parcel Number

Primary APN	`E18--020A`
Alternative APN	`365514`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,800 sqft Heated Area
Flooring	Hardwood
Interior Walls	Paneling

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	514,444 sqft (11.8 acres)
Porch	Open Porch
Porch Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	365514
Street Address	6920 CAVE SPRING RD SW
City	CAVE SPRING
State	GA
Zip	30124-2452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-R
Legal Description	LL636 637 660 661 3/4 PT TR 8 PB37-214
Legal Tract	8
Legal Lot Number	8
Jurisdiction	FLOYD GA
Township / Civil Division	CAVE SPRING
Census Block Group	2
Census Block	2067
Census Tract	2000

Owner

Source: Floyd County records, as of January 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6920 CAVE SPRING RD SW, CAVE SPRING, GA 30124-2452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 29, 2021	Deed of Trust, Mortgage · Construction Mortgage FAMILY SAVINGS CREDIT UNION
Feb 26, 2024	Deed of Trust, Mortgage · Line of Credit FAMILY SAVINGS CREDIT UNION
Nov 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage FAMILY SAVINGS CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2021
Deed Sale	Dec 21, 2021
Deed Document Number	0002726150
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Recording Date	Apr 9, 2026
Property Address	6920 CAVE SPRING RD SW, CAVE SPRING, GA 30124-2452
Document Number	0029400000000937
Book / Page	2940 / 937
Instrument Date	Apr 9, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6920 CAVE SPRING RD SW, CAVE SPRING, GA 30124-2452
Investor	Possibly a Property Investor

Mortgage

Document Number	2940000937,
Date	Apr 9, 2026
Book Page	2940/937

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	6920 CAVE SPRING RD SW, CAVE SPRING, GA 30124-2452
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027260000000152
Date	Dec 29, 2021
Book Page	0000002726/0000000152
Instrument	008584950024

Lender

Name	FAMILY SAVINGS CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2022

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	6920 CAVE SPRING RD SW, CAVE SPRING, GA 30124-2452
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	CAVE SPRING RD
Investor	Possibly a Property Investor

Mortgage

Document Number	0028310000001138
Date	Feb 26, 2024
Book Page	0000002831/0000001138

Lender

Name	FAMILY SAVINGS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2044

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	CAVE SPRING RD, GA
Transaction Type	Mortgage
Record Updated	Dec 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	CAVE SPRING RD

Mortgage

Document Number	0027740000001221
Date	Nov 17, 2022
Book Page	0000002774/0000001221
Instrument	008862510022

Lender

Name	FAMILY SAVINGS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Floyd County
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$144,955 (+15.03%) Land $41,510 Building $103,445	$362,386 (+15.03%) Land $103,774 Building $258,612
2023	$2,846.00 (+1,359.49%)	$126,018 (+353.68%) Land $33,540 Building $92,478	$315,045 (+353.67%) Land $83,851 Building $231,194
2022	$195.00	$27,777 Land $27,777	$69,443 Land $69,443

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 89% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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