Calvert County property record for 705 Wild Cherry Ln, Saint Leonard, MD 20685
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 4,016 sqft · built 2004 |
| Lot Size | 2.84 acres (123,710 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $790,000 (Sep 2020) |
| Tax Bill | $7,601 (2025) |
| Deeds & Mortgages | Apr 2023 Second Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-222082 |
| Primary APN | 01-222082 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,016 sqft Total Area |
| Utility Area | 1,240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 123,710 sqft (2.84 acres) |
| Garage Type | Attached |
| Garage Area | 1,240 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 1,000 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 90 sqft |
| Deck Area | 900 sqft |
| Shed | 1 Shed |
| Shed Area | 360 sqft |
| Bath House | 540 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 222082 |
|---|---|
| Street Address | 705 WILD CHERRY LN |
| City | SAINT LEONARD |
| State | MD |
| Zip | 20685-2523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 56 PLAT 9 CHERRY LANE FARM |
| Legal Subdivision | CHERRY LANE FARM |
| Legal Lot Number | 56 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 861100 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 705 WILD CHERRY LN, SAINT LEONARD, MD 20685-2523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Sep 24, 2020 | Deed, Transfer · VA Mortgage CORNERSTONE HOME LENDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2020 · Amount on Record |
| Deed Sale | Sep 24, 2020 · Amount on Record |
| Prior Sale | Oct 19, 2007 · Amount on Record |
| Deed Book / Page | 5706 / 447 |
| Prior Transfer Date | Nov 19, 2010 |
| Prior Transfer Doc | 0036180157 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 705 WILD CHERRY LN, SAINT LEONARD, MD 20685-2523 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 705 WILD CHERRY LN, SAINT LEONARD, MD 20685-2523 |
| Document Number | 0064190138 |
|---|---|
| Date | Apr 10, 2023 |
| Book Page | 6419/138 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2043 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Sep 24, 2020 |
| Property Address | 705 WILD CHERRY LN, SAINT LEONARD, MD 20685-2523 |
| Document Number | 0057060447 |
| Book / Page | 5706 / 447 |
| Map Reference | LB ABE 4 FO 23 |
| Instrument Date | Sep 18, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | MARYLAND TRUST T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 705 AND 707 WILD CHERRY LANE, SAINT LEONARD, MD 20685-2523 |
| Document Number | 0005706457 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 5706/457 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $744,300 (+7.95%) Land $137,600 Building $606,700 | $744,300 (-) Land $137,600 Building $606,700 | |
| 2025 | $7,601.00 (+26.18%) Homeowner's exemption | $689,467 (+18.91%) | $744,300 (+28.37%) Land $137,600 Building $606,700 |
| 2023 | $6,024.00 Homeowner's exemption | $579,800 Land $137,600 Building $442,200 | $579,800 Land $137,600 Building $442,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 122 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 122 in force |
| Nearby Flood Claims | 17 (2003–2025) |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 91% of Maryland |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEACHES WATER CO-OPERATIVE private · serves 2,000 people · EPA ID MD0040009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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