Calvert County property record for 720 Wild Cherry Ln, Saint Leonard, MD 20685
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,576 sqft · built 1998 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $610,000 (Sep 2023) |
| Tax Bill | $5,321 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-217674 |
| Primary APN | 01-217674 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,576 sqft Total Area |
| Basement Area | 1,088 sqft |
| Finished Basement | 1,088 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 546 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 217674 |
|---|---|
| Street Address | 720 WILD CHERRY LN |
| City | SAINT LEONARD |
| State | MD |
| Zip | 20685-2592 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 2 PLAT 1 CHERRY LANE FARM |
| Legal Subdivision | CHERRY LANE FARM |
| Legal Lot Number | 2 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 861100 |
720 Wild Cherry Ln is owned and occupied by two individuals who bought it in September 2023.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 720 WILD CHERRY LN, SAINT LEONARD, MD 20685-2592 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2023 | Deed, Transfer · Conventional Mortgage NAVY FCU |
| Aug 4, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2023 · Amount on File |
| Deed Sale | Sep 7, 2023 · Amount on File |
| Prior Sale | Jan 5, 2006 · Amount on File |
| Deed Book / Page | 6480 / 15 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Sep 7, 2023 |
| Property Address | 720 WILD CHERRY LN, SAINT LEONARD, MD 20685-2592 |
| Document Number | 0064800015 |
| Book / Page | 6480 / 15 |
| Map Reference | LB ABE 3 FO 229 |
| Instrument Date | Aug 28, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Title Company | AWO TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 720 WILD CHERRY LN, SAINT LEONARD, MD 20685-2592 |
| Document Number | 0000648020 |
|---|---|
| Date | Sep 7, 2023 |
| Instrument | 6480/20 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Sep 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | 5-Year TN |
| Margin | 2 |
| Max Rate | 10.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 720 WILD CHERRY LN, SAINT LEONARD, MD 20685-2592 |
| Document Number | 0052360175 |
| Instrument Date | Aug 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 720 WILD CHERRY LN ST LEONARD MD 206852592, ST LEONARD, MD 20685-2592 |
| Document Number | 0052360175 |
|---|---|
| Date | Aug 16, 2018 |
| Book Page | 005236/000175 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 15, 2033 |
The 2025 property tax bill for 720 Wild Cherry Ln was $5,321 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $547,700 Land $122,000 Building $425,700 | $547,700 Land $122,000 Building $425,700 | |
| 2025 | $5,321.00 | ||
| 2023 | $3,929.00 Homeowner's exemption | $378,200 Land $122,000 Building $256,200 | $378,200 Land $122,000 Building $256,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 720 Wild Cherry Ln in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 122 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 122 in force |
| Nearby Flood Claims | 17 (2003–2025) |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 720 Wild Cherry Ln is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 89% of Maryland |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEACHES WATER CO-OPERATIVE private · serves 2,000 people · EPA ID MD0040009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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