705 Watson Reef, Stone Mountain, GA 30087 Property Records

DeKalb County property record for 705 Watson Reef, Stone Mountain, GA 30087

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,414 sqft · built 1988
Lot Size	0.7 acres (30,492 sqft)
Owner	Owner Name on Record
Last Sale	$173,400 (Jun 2007)
Tax Bill	$3,001 (2023)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16 192 02 026`

Property Details

APN / Parcel Number

Primary APN	`16 192 02 026`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,414 sqft Living Area
Gross Area	2,274 sqft
Attic Area	140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Lot Area	30,492 sqft (0.7 acres)
Garage Area	480 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	1619202026
Street Address	705 WATSON REEF
City	STONE MOUNTAIN
State	GA
Zip	30087-6119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCD
Legal Description	CITY/MUNI/TWP:UNINCORPORATED
Legal Subdivision	FOREST COVE/WATERS EDGE
Legal Block	A
Legal Lot Number	43
Jurisdiction	DE KALB GA
Township / Civil Division	LITHONIA
Census Block Group	3
Census Block	3008
Census Tract	23325

Owner

Source: DeKalb County records, as of March 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	705 WATSON REEF, STONE MOUNTAIN, GA 30087-6119
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Feb 15, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Dec 17, 2016	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2007 · Amount on Record
Deed Sale	Jun 18, 2007 · Amount on Record
Prior Sale	Feb 20, 2007 · Amount on Record
Deed Document Number	0000200513
Deed Book / Page	20051 / 3
Prior Transfer Date	Jun 14, 2007
Prior Transfer Doc	0020051003
Record Updated	Jun 7, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB GA
Property Address	705 WATSON REEF, STONE MOUNTAIN, GA 30087-6119
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 WATSON REEF, STONE MOUNTAIN, GA 30087-6119

Mortgage

Document Number	0288370059
Date	Nov 23, 2020
Book Page	0000028837/0000000059

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB GA
Property Address	705 WATSON REEF, STONE MOUNTAIN, GA 30087-6119
Document Number	0281450188
Instrument Date	Feb 15, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 WATSON REEF STONE MOUNTAIN GA 300876119, STONE MOUNTAIN, GA 30087-6119

Mortgage

Document Number	0281450188
Date	Mar 3, 2020
Book Page	028145/000188
Instrument	40416

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2050

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB GA
Property Address	705 WATSON REEF, STONE MOUNTAIN, GA 30087-6119
Document Number	0260120691
Book / Page	026012 / 000691
Instrument Date	Dec 17, 2016
Transaction Type	Mortgage
Record Updated	Feb 9, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 WATSON REEF STONE MOUNTAIN GA 300876119, STONE MOUNTAIN, GA 30087-6119

Mortgage

Document Number	0260120691
Date	Jan 4, 2017
Book Page	026012/000691
Instrument	907

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2047

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Georgia
County	DeKalb County
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,001.00 (-5.42%) Homeowner's exemption	$124,800 (+16.37%) Land $17,840 Building $106,960	$312,000 (+16.37%) Land $44,600 Building $267,400
2022	$3,173.00	$107,240 Land $6,960 Building $100,280	$268,100 Land $17,400 Building $250,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB COUNTY serves 743,000 people · EPA ID GA0890001
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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