694 Watson Reef, Stone Mountain, GA 30087 Property Records

DeKalb County property record for 694 Watson Reef, Stone Mountain, GA 30087

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,946 sqft · built 1988
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$137,900 (Nov 1997)
Tax Bill$2,833 (2023)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN16 192 02 030

Property Details

APN / Parcel Number

Primary APN16 192 02 030

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area1,946 sqft Living Area
Gross Area1,942 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Architectural StyleTraditional
Exterior MaterialWood
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Garage Area546 sqft
Patio Area190 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number1619202030
Street Address694 WATSON REEF
CitySTONE MOUNTAIN
StateGA
Zip30087-6116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRCD
Legal DescriptionCITY/MUNI/TWP:UNINCORPORATED
Legal SubdivisionFOREST COVE/WATERS EDGE
Legal BlockA
Legal Lot Number47
JurisdictionDE KALB GA
Township / Civil DivisionLITHONIA
Census Block Group3
Census Block3008
Census Tract23325

Owner

694 Watson Reef is owned and occupied by an individual who bought it in November 1997.

Source: DeKalb County records, as of March 18, 2024

Owner of RecordIndividual Name on File
Mailing Address694 WATSON REEF, STONE MOUNTAIN, GA 30087-6116
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 1997 · Amount on File
Deed SaleNov 14, 1997 · Amount on File
Prior SaleAug 10, 1995 · Amount on File
Deed Document Number0009701227
Deed Book / Page9701 / 227
Record UpdatedJun 7, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB GA
Property Address694 WATSON REEF, STONE MOUNTAIN, GA 30087-6116
Transaction TypeMortgage
Record UpdatedFeb 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address694 WATSON REEF, STONE MOUNTAIN, GA 30087-6116

Mortgage

Document Number0292480227
DateApr 7, 2021
Book Page0000029248/0000000227
Lender
NameWELLS FARGO
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateGeorgia
CountyDeKalb County
Unified School DistrictDeKalb County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,833.00 (+0.46%) Homeowner's exemption$123,040 (+26.17%) Land $18,000 Building $105,040$307,600 (+26.17%) Land $45,000 Building $262,600
2022$2,820.00$97,520 Land $7,040 Building $90,480$243,800 Land $17,600 Building $226,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 694 Watson Reef in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 694 Watson Reef is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB COUNTY
serves 743,000 people · EPA ID GA0890001
Water SourceSurface water
Last State InspectionNov 2023
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Watson Reef

Nearby Streets

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