705 W Dowell Rd, McHenry, IL 60051 Property Records

McHenry County property record for 705 W Dowell Rd, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,242 sqft · built 1965
Lot Size	0.389 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$167,500 (Sep 2019)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-17-329-030`

Property Details

APN / Parcel Number

Primary APN	`15-17-329-030`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	4 Plumbing Fixtures
Building Area	1,242 sqft Living Area

Exterior

Year Built	Built 1965
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	16,988 sqft (0.389 acres)
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	705 W DOWELL RD
City	MCHENRY
State	IL
Zip	60051-8154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0032412 LTS 21 & 22 /EX DOC 2014R0002142/ GRISWOLD LAKE HILLS UNIT 1
Legal Subdivision	GRISWOLD LAKE HILLS
Legal Lot Number	21-22 22
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	2
Census Block	2002
Census Tract	870811

Owner

Source: McHenry County records · APN 15-17-329-030

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	705 W DOWELL RD, MCHENRY, IL 60051-8154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 30, 2019 · Amount on Record
Deed Sale	Sep 30, 2019 · Amount on Record
Prior Sale	Dec 21, 2015 · Amount on Record
Deed Document Number	2019R0032412
Record Updated	Jun 07, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 30, 2019
Property Address	705 W DOWELL RD, MCHENRY, IL 60051-8154
Document Number	0000032412
Map Reference	DOC170422MB7PG81
Instrument Date	Sep 26, 2019
Instrument	2019R0032412
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$251.35
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 W DOWELL RD, MCHENRY, IL 60051-8154

Mortgage

Document Number	0000032413
Date	Sep 30, 2019
Instrument	2019R0032413

Lender

Name	UNITED FIDELITY FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$52,078 Land $18,259 Building $33,819	$156,234 Land $54,777 Building $101,457

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	85 (1978–2026)
Claims Outside the SFHA	1 of 85
Most Recent Claim	May 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 16 claims Severe Storms & Flooding, Jun 1993 · 9 claims

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 134 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ISLAND LAKE serves 8,066 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.