McHenry County property record for 607 W Dowell Rd, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,092 sqft · built 1985 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $248,000 (Feb 2024) |
| Tax Bill | $3,870 (2024) |
| Deeds & Mortgages | Sep 2026 Mortgage Feb 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-17-330-020 |
| Primary APN | 15-17-330-020 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Frame |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 607 W DOWELL RD |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-8153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2024R0002788 LT 19 /EX DOC 2014R0014741/ GRISWOLD LAKE HILLS UNIT 1 |
| Legal Subdivision | GRISWOLD LAKE HILLS |
| Legal Lot Number | 19 |
| Legal Unit | 1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | NUNDA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 870811 |
607 W Dowell Rd is owned and occupied by an individual who bought it in February 2024.
Source: McHenry County records, as of September 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 607 W DOWELL RD, MCHENRY, IL 60051-8153 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Feb 6, 2024 | Warranty Deed, Transfer · FHA Mortgage CALCON MUTUAL MORTGAGE LLC |
| Apr 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2024 · Amount on File |
| Deed Sale | Feb 6, 2024 · Amount on File |
| Prior Sale | May 9, 2014 · Amount on File |
| Deed Document Number | 20242788 |
| Prior Transfer Date | Feb 6, 2006 |
| Prior Transfer Doc | 0000012040 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 1, 2026 |
| Property Address | 607 W DOWELL RD, MCHENRY, IL 60051-8153 |
| Document Number | 0000025458 |
| Instrument Date | Aug 23, 2026 |
| Instrument | 202625458 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 607 W DOWELL RD, MCHENRY, IL 60051-8153 |
| Document Number | 0000025458, |
|---|---|
| Date | Sep 1, 2026 |
| Instrument | 202625458 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate | 6.63% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Feb 6, 2024 |
| Property Address | 607 W DOWELL RD, MCHENRY, IL 60051-8153 |
| Document Number | 0000002788 |
| Map Reference | DOC 170422 |
| Instrument Date | Jan 18, 2024 |
| Instrument | 2024R0002788 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2024 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $248.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 607 W DOWELL RD, MCHENRY, IL 60051-8153 |
| Name | Verified Name |
|---|---|
| Address | 607 W DOWELL RD, MCHENRY, IL 60051-8153 |
| Document Number | 0000002789 |
|---|---|
| Date | Feb 6, 2024 |
| Instrument | 2024R0002789 |
| Name | CALCON MUTUAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.12% |
| Document Number | 0000002790 |
|---|---|
| Date | Feb 6, 2024 |
| Instrument | 2024R0002790 |
| Name | CALCON MUTUAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Mar 1, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 9.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 607 W DOWELL RD, MCHENRY, IL 60051-8153 |
| Document Number | 0000011674 |
| Instrument Date | Apr 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2018 |
| Name | Verified Name |
|---|---|
| Address | 607 W DOWELL RD MCHENRY IL 600518153, MCHENRY, IL 60051-8153 |
| Document Number | 0000011674 |
|---|---|
| Date | Apr 13, 2018 |
| Instrument | 11674 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 12, 2033 |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,870.00 | $48,650 Land $13,896 Building $34,754 | $145,950 Land $41,688 Building $104,262 |
| 2022 | $39,898 Land $11,396 Building $28,502 | $119,694 Land $34,188 Building $85,506 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 607 W Dowell Rd in Zone X, an area of minimal flood risk, though there have been 85 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 54 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 85 (1978–2026) |
| Claims Outside the SFHA | 1 of 85 |
| Most Recent Claim | May 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 607 W Dowell Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ISLAND LAKE serves 8,066 people · EPA ID IL0974540 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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