705 Valley Oak Dr, Winters, CA 95694 Property Records

Yolo County property record for 705 Valley Oak Dr, Winters, CA 95694

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1986
Lot Size	0.176 acres (7,671 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Feb 2003)
Tax Bill	$4,229 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Aug 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`003-445-007-000`

Property Details

APN / Parcel Number

Primary APN	`003-445-007-000`
Alternative APN	`003445071`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area

Exterior

Year Built	Built 1986
Construction Type	Wood
Lot Area	7,671 sqft (0.176 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Old Parcel Number	003445071
Street Address	705 VALLEY OAK DR
City	WINTERS
State	CA
Zip	95694-1522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	SD3188 DRY CREEK #1 L 26
Legal Subdivision	DRY CREEK #1
Legal Lot Number	26
Jurisdiction	YOLO CA
Township / Civil Division	WINTERS
Census Block Group	1
Census Block	1018
Census Tract	11302

Owner

Source: Yolo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	705 VALLEY OAK DR, WINTERS, CA 95694-1522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 17, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jan 16, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2003 · Amount on Record
Deed Sale	Feb 28, 2003 · Amount on Record
Prior Sale	May 13, 1999
Deed Document Number	2003-0010996
Record Updated	Jun 7, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YOLO CA
Property Address	705 VALLEY OAK DR, WINTERS, CA 95694-1522
Transaction Type	Mortgage
Record Updated	Nov 3, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 VALLEY OAK DR, WINTERS, CA 95694-1522

Mortgage

Document Number	0000017812
Date	Oct 23, 2023
Instrument	2023-0017812

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YOLO CA
Property Address	705 VALLEY OAK DR, WINTERS, CA 95694-1522
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 VALLEY OAK DR, WINTERS, CA 95694-1522

Mortgage

Document Number	0000018700
Date	Aug 10, 2022
Instrument	2022-0018700

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YOLO CA
Property Address	705 VALLEY OAK DR, WINTERS, CA 95694-1522
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 VALLEY OAK DR, WINTERS, CA 95694-1522

Mortgage

Document Number	0000034541
Date	Sep 13, 2021
Instrument	2021-0034541

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2041

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YOLO CA
Property Address	705 VALLEY OAK DR, WINTERS, CA 95694-1522
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 VALLEY OAK DR, WINTERS, CA 95694-1522

Mortgage

Document Number	0000032660
Date	Sep 30, 2020
Instrument	2020-0032660

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2040

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YOLO CA
Property Address	705 VALLEY OAK DR, WINTERS, CA 95694-1522
Document Number	0000032786
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	705 VALLEY OAK DR WINTERS CA 956941522, WINTERS, CA 95694-1522

Mortgage

Document Number	0000032786
Date	Dec 27, 2019
Instrument	32786

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	324 Months
Due	Dec 26, 2046

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YOLO CA
Property Address	705 VALLEY OAK DR, WINTERS, CA 95694-1522
Document Number	0000001445
Instrument Date	Jan 16, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	705 VALLEY OAK DR WINTERS CA 956941522, WINTERS, CA 95694-1522

Mortgage

Document Number	0000001445
Date	Jan 25, 2019
Instrument	1445

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2049

Tax Assessment & Valuation

Source: Yolo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Yolo County
Municipality	Winters City
Unified School District	Winters Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,229.00 (+6.63%) Homeowner's exemption	$340,262 (+4.04%) Land $123,095 Building $217,167
2023	$3,966.00 (+1.8%) Homeowner's exemption	$327,051 Land $118,316 Building $208,735
2022	$3,896.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 48% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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