705 Thomas Dr, Platte City, MO 64079 Property Records

Platte County property record for 705 Thomas Dr, Platte City, MO 64079

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,888 sqft · built 1973
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$391,685 (Jul 2026)
Tax Bill	$2,747 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-70-36-400-001-041-000`

Property Details

APN / Parcel Number

Primary APN	`13-70-36-400-001-041-000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,888 sqft Living Area
Gross Area	2,576 sqft
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Finished Basement	1,288 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1981
Architectural Style	Split Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	150 ft deep x 95 ft wide
Garage Type	Attached
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	705 THOMAS DR
City	PLATTE CITY
State	MO
Zip	64079-9645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GATES ESTATES LOT 1 BLK 2
Legal Range	35W
Legal Township	53N
Legal Section	36
Legal Subdivision	GATES ESTATES
Legal Block	2
Legal Lot Number	1
Jurisdiction	PLATTE MO
Township / Civil Division	CARROLL
Census Block Group	4
Census Block	4002
Census Tract	30502

Owner

Source: Platte County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	705 THOMAS DR, PLATTE CITY, MO 64079-9645
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 8, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 16, 2019	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2026 · Amount on Record
Deed Sale	Jul 6, 2026 · Amount on Record
Prior Sale	Sep 5, 2013 · Amount on Record
Deed Document Number	20268224
Deed Book / Page	1436 / 489
Prior Transfer Date	Sep 4, 2013
Prior Transfer Doc	0012170949
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PLATTE MO
Recording Date	Jul 6, 2026
Property Address	705 THOMAS DR, PLATTE CITY, MO 64079-9645
Document Number	0000008224
Book / Page	1436 / 489
Instrument Date	Jul 1, 2026
Instrument	20268224
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 THOMAS DR, PLATTE CITY, MO 64079-9645

Mortgage

Document Number	0000008225,
Date	Jul 6, 2026
Book Page	1436/490
Instrument	20268225

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLATTE MO
Property Address	705 THOMAS DR, PLATTE CITY, MO 64079-9645
Transaction Type	Mortgage
Record Updated	Dec 24, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 THOMAS DR, PLATTE CITY, MO 64079-9645

Mortgage

Document Number	0014270277
Date	Dec 8, 2025
Book Page	1427/277
Instrument	2025013243

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PLATTE MO
Property Address	705 THOMAS DR, PLATTE CITY, MO 64079-9645
Document Number	0013160715
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 THOMAS DR PLATTE CITY MO 640799645, PLATTE CITY, MO 64079-9645

Mortgage

Document Number	0013160715
Date	Aug 14, 2019
Book Page	001316/000715
Instrument	9841

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2049

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: Platte County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Platte County
Municipality	Platte City
Unified School District	Platte County R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,603 (-) Land $6,115 Building $28,488	$182,121 (-) Land $32,183 Building $149,938
2024	$2,747.00 (+4.01%)
2023	$2,641.00 (+24.05%)	$34,603 (+14.5%) Land $6,115 Building $28,488	$182,121 (+14.5%) Land $32,183 Building $149,938
2022		$30,221 Land $6,115 Building $24,106
2021			$159,058 Land $32,183 Building $126,875
2018	$2,129.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTE CITY PWS serves 4,691 people · EPA ID MO1010646
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, United Fiber, Verizon, Wisper ISP.

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