609 Thomas Dr, Platte City, MO 64079 Property Records

Platte County property record for 609 Thomas Dr, Platte City, MO 64079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,364 sqft · built 1977
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,633 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-70-36-400-001-044-000`

Property Details

APN / Parcel Number

Primary APN	`13-70-36-400-001-044-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,364 sqft Living Area
Gross Area	3,204 sqft
1st Floor Area	1,602 sqft
Basement Area	1,602 sqft
Finished Basement	1,602 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1981
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	148 ft deep x 87 ft wide
Garage Type	Attached
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	609 THOMAS DR
City	PLATTE CITY
State	MO
Zip	64079-9602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GATES ESTATES LOT 4 BLK 2
Legal Range	35W
Legal Township	53N
Legal Section	36
Legal Subdivision	GATES ESTATES
Legal Block	2
Legal Lot Number	4
Jurisdiction	PLATTE MO
Township / Civil Division	CARROLL
Census Block Group	4
Census Block	4002
Census Tract	30502

Owner

Source: Platte County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	609 THOMAS DR, PLATTE CITY, MO 64079-9602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CHURCHILL MORTGAGE CORP
Nov 19, 2025	Warranty Deed, Transfer · FHA Mortgage CHURCHILL MORTGAGE CORP
Mar 1, 2019	Warranty Deed, Transfer · VA Mortgage FIRST COMMUNITY MORTGAGE INC
Feb 21, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage CONGRESSIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2025
Deed Sale	Nov 19, 2025
Prior Sale	Mar 1, 2019 · Amount on Record
Deed Document Number	202512446
Deed Book / Page	1426 / 481
Prior Transfer Date	Feb 9, 2018
Prior Transfer Doc	0012920188
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLATTE MO
Property Address	609 THOMAS DR, PLATTE CITY, MO 64079-9602
Transaction Type	Mortgage
Record Updated	Dec 30, 2025
Title Company	CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 N GARRISON AVE 15, 15, FERRELVIEW, MO 64163-1606

Mortgage

Document Number	0014270482
Date	Dec 11, 2025
Book Page	1427/482
Instrument	2025013449

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2035

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PLATTE MO
Recording Date	Nov 19, 2025
Property Address	609 THOMAS DR, PLATTE CITY, MO 64079-9602
Document Number	0014260481
Book / Page	1426 / 481
Instrument Date	Nov 18, 2025
Instrument	2025012446
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	LAKESIDE TITLE, LAKESIDE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 THOMAS DR, PLATTE CITY, MO 64079-9602

Mortgage

Document Number	2025013448
Date	Nov 19, 2025
Instrument	2025013448

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PLATTE MO
Recording Date	Mar 1, 2019
Property Address	609 THOMAS DR, PLATTE CITY, MO 64079-9602
Document Number	0013080899
Book / Page	1308 / 899
Instrument Date	Feb 25, 2019
Instrument	2019001984
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	PREFERRED TITLE OF ST JOSEPH

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 THOMAS DR, PLATTE CITY, MO 64079-9602

Mortgage

Document Number	2019002108
Date	Mar 1, 2019
Instrument	2019002108

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLATTE MO
Recording Date	Feb 21, 2018
Property Address	609 THOMAS DR, PLATTE CITY, MO 64079-9602
Document Number	0012920188
Book / Page	1292 / 188
Instrument Date	Feb 9, 2018
Instrument	2018002167
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 THOMAS DR, PLATTE CITY, MO 64079-9602

Mortgage

Document Number	2018002168
Date	Feb 21, 2018
Instrument	2018002168

Lender

Name	CONGRESSIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2033

Tax Assessment & Valuation

Source: Platte County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Platte County
Municipality	Platte City
Unified School District	Platte County R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,633.00	$33,173 (-) Land $4,750 Building $28,423	$174,595 (-) Land $25,000 Building $149,595
2024	$2,633.00 (+3.99%)
2023	$2,532.00 (+10.09%)	$33,173 Land $4,750 Building $28,423	$174,595 Land $25,000 Building $149,595
2018	$2,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTE CITY PWS serves 4,691 people · EPA ID MO1010646
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, United Fiber, Verizon, Wisper ISP.

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