Christian County property record for 705 Sumner Rd, Herndon, KY 42236
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,615 sqft · built 2007 |
| Lot Size | 2 acres (87,164 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $14,000 (Jun 2006) |
| Tax Bill | $1,845 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 035-00 00 009.01 |
| Primary APN | 035-00 00 009.01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,615 sqft Heated Area |
| Basement Area | 1,500 sqft |
| Unfinished Basement | 1,500 sqft |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 87,164 sqft (2 acres) |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 634600001 |
|---|---|
| Street Address | 705 SUMNER RD |
| City | HERNDON |
| State | KY |
| Zip | 42236-8263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 705 SUMNER RD |
| Jurisdiction | CHRISTIAN KY |
| Township / Civil Division | LAFAYETTE |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 201400 |
Source: Christian County records · APN 035-00 00 009.01
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 705 SUMNER RD, HERNDON, KY 42236-8263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2006 · Amount on Record |
| Deed Sale | Jun 29, 2006 · Amount on Record |
| Deed Document Number | 186777 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN KY |
| Property Address | 705 SUMNER RD, HERNDON, KY 42236-8263 |
| Document Number | 0015770127 |
| Instrument Date | Nov 04, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 705 SUMNER RD HERNDON KY 422368263, HERNDON, KY 42236-8263 |
| Document Number | 0015770127 |
|---|---|
| Date | Nov 14, 2019 |
| Book Page | 001577/000127 |
| Instrument | 10003535 |
| Name | BANK OF CADIZ & TR |
|---|---|
| Type | Bank |
| Address | CADIZ, KY 42211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 13, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Christian County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Christian County |
| Unified School District | Christian County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,845.00 (+18.65%) | $250,000 (+28.21%) | $250,000 (+28.21%) |
| 2023 | $1,555.00 | $195,000 | $195,000 |
Source: FEMA National Flood Hazard Layer as of September 17, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2005–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Plant Board of the City of Hopkinsville, Kentucky Fiber | 1,000 / 1,000 |
Based on FCC filings for 2 locations within half a mile of this property.
4G LTE only, no 5G reported
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHRISTIAN CO WATER DISTRICT serves 17,248 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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