Christian County property record for 480 Sumner Rd, Herndon, KY 42236
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,176 sqft · built 2004 |
| Lot Size | 1.11 acres (48,526 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,392 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Aug 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 035-00 00 007.01 |
| Primary APN | 035-00 00 007.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,176 sqft Heated Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 48,526 sqft (1.11 acres) |
| Garage Type | Attached |
| Garage Area | 317 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 271840001 |
|---|---|
| Street Address | 480 SUMNER RD |
| City | HERNDON |
| State | KY |
| Zip | 42236-8256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 480 SUMNER RD |
| Legal Subdivision | REGEANA WASSON PROPERTY |
| Jurisdiction | CHRISTIAN KY |
| Township / Civil Division | LAFAYETTE |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 201400 |
Source: Christian County records · APN 035-00 00 007.01
Assessment roll updated December 2, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 480 SUMNER RD, HERNDON, KY 42236-8256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC |
| Aug 28, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 13, 2022 |
| Deed Sale | Dec 13, 2022 |
| Prior Sale | Jun 06, 2014 · Amount on Record |
| Deed Document Number | 202210039571 |
| Deed Book / Page | 798 / 234 |
| Prior Transfer Date | Aug 14, 2018 |
| Prior Transfer Doc | 0007470074 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHRISTIAN KY |
| Recording Date | Dec 13, 2022 |
| Property Address | 480 SUMNER RD, HERNDON, KY 42236-8256 |
| Document Number | 0007980234 |
| Book / Page | 798 / 234 |
| Instrument Date | Dec 12, 2022 |
| Instrument | 10039571 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 480 SUMNER RD, HERNDON, KY 42236-8256 |
| Document Number | 0010039572 |
|---|---|
| Date | Dec 13, 2022 |
| Instrument | 10039572 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 01, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHRISTIAN KY |
| Recording Date | Aug 28, 2018 |
| Property Address | 480 SUMNER RD, HERNDON, KY 42236-8256 |
| Document Number | 0007470074 |
| Book / Page | 000747 / 000074 |
| Instrument Date | Aug 14, 2018 |
| Instrument | 6297 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2066 PALMER AK 996452066, PALMER, AK 99645-2066 |
Source: Christian County records · Assessment roll updated December 2, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Christian County |
| Unified School District | Christian County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,392.00 (-6.89%) | $186,000 (-) | $186,000 (-) |
| 2023 | $1,495.00 | $186,000 | $186,000 |
Source: FEMA National Flood Hazard Layer as of September 17, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2005–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Plant Board of the City of Hopkinsville, Kentucky Fiber | 1,000 / 1,000 |
Based on FCC filings for 4 locations within half a mile of this property.
4G LTE only, no 5G reported
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHRISTIAN CO WATER DISTRICT serves 17,248 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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