480 Sumner Rd, Herndon, KY 42236 Property Records

Christian County property record for 480 Sumner Rd, Herndon, KY 42236

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,176 sqft · built 2004
Lot Size1.11 acres (48,526 sqft)
OwnerIndividual Name on File
Tax Bill$1,392 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Aug 2018 Transfer
Flood ZoneZone X (minimal risk)
APN035-00 00 007.01

Property Details

APN / Parcel Number

Primary APN035-00 00 007.01
Alternative APNs
  • 189572001
  • 271840001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,176 sqft Heated Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area48,526 sqft (1.11 acres)
Garage TypeAttached
Garage Area317 sqft
DrivewayGravel Driveway
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number271840001
Street Address480 SUMNER RD
CityHERNDON
StateKY
Zip42236-8256
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description480 SUMNER RD
Legal SubdivisionREGEANA WASSON PROPERTY
JurisdictionCHRISTIAN KY
Township / Civil DivisionLAFAYETTE
Census Block Group1
Census Block1031
Census Tract201400

Owner

Source: Christian County records · APN 035-00 00 007.01

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address480 SUMNER RD, HERNDON, KY 42236-8256
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
CROSSCOUNTRY MORTGAGE INC
Aug 28, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 13, 2022
Deed SaleDec 13, 2022
Prior SaleJun 06, 2014 · Amount on Record
Deed Document Number202210039571
Deed Book / Page798 / 234
Prior Transfer DateAug 14, 2018
Prior Transfer Doc0007470074
Record UpdatedSep 20, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHRISTIAN KY
Recording DateDec 13, 2022
Property Address480 SUMNER RD, HERNDON, KY 42236-8256
Document Number0007980234
Book / Page798 / 234
Instrument DateDec 12, 2022
Instrument10039571
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address480 SUMNER RD, HERNDON, KY 42236-8256

Mortgage

Document Number0010039572
DateDec 13, 2022
Instrument10039572
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term373 Months
DueJan 01, 2054

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHRISTIAN KY
Recording DateAug 28, 2018
Property Address480 SUMNER RD, HERNDON, KY 42236-8256
Document Number0007470074
Book / Page000747 / 000074
Instrument DateAug 14, 2018
Instrument6297
Transaction TypeTransfer
Record UpdatedSep 06, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2066 PALMER AK 996452066, PALMER, AK 99645-2066

Tax Assessment & Valuation

Source: Christian County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyChristian County
Unified School DistrictChristian County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,392.00 (-6.89%)$186,000 (-)$186,000 (-)
2023$1,495.00$186,000$186,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 17, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims3 (2005–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Electric Plant Board of the City of Hopkinsville, Kentucky
Fiber
1,000 / 1,000

Based on FCC filings for 4 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHRISTIAN CO WATER DISTRICT
serves 17,248 people
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Sumner Rd

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