705 Spruce St, Morris, IL 60450 Property Records

Grundy County property record for 705 Spruce St, Morris, IL 60450

Property Summary

Property Type	Single Family Home
Details	1,518 sqft · built 1960
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$144,000 (May 2012)
Tax Bill	$5,818 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-03-332-010`

Property Details

APN / Parcel Number

Primary APN	`05-03-332-010`

Interior

Building Area	1,518 sqft Total Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Street Address	705 SPRUCE ST
City	MORRIS
State	IL
Zip	60450-2062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST ANGELAS RESUB LT 10 SEC 3-33-7
Legal Range	07W
Legal Township	33N
Legal Section	03
Legal Subdivision	ST. ANGELAS
Legal Lot Number	10
Jurisdiction	GRUNDY IL
Township / Civil Division	MORRIS
Census Block Group	4
Census Block	4000
Census Tract	300

Owner

705 Spruce St is owned and occupied by an individual who bought it in May 2012.

Source: Grundy County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	705 SPRUCE ST, MORRIS, IL 60450-2062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage FEDERAL SAVINGS BANK
Apr 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2012 · Amount on File
Deed Sale	May 25, 2012 · Amount on File
Deed Document Number	2012528887
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Recording Date	May 28, 2026
Property Address	705 SPRUCE ST, MORRIS, IL 60450-2062
Document Number	0000639067
Instrument Date	May 22, 2026
Instrument	2026639067
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 SPRUCE ST, MORRIS, IL 60450-2062

Mortgage

Document Number	0000639067,
Date	May 28, 2026
Instrument	2026639067

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 22, 2041

Interest

Rate Type	Fixed Rate
Rate	5.58%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	705 SPRUCE ST, MORRIS, IL 60450-2062
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000612459
Date	Apr 11, 2022
Instrument	612459

Lender

Name	FIRST FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2042

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 705 Spruce St was $5,818 with a homeowner's exemption, up 9% from the year before.

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Morris Township
Municipality	Morris City
Elementary School District	Morris School District 54 (PK - 08)
Secondary School District	Morris Community High School District 101 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,818.00 (+9.03%) Homeowner's exemption	$74,348 (+9.03%) Land $21,761 Building $52,587	$223,044 (+9.03%) Land $65,283 Building $157,761
2024	$5,336.00	$68,191 Land $19,959 Building $48,232	$204,573 Land $59,877 Building $144,696
2022	$4,166.00 Homeowner's exemption	$59,234 Land $17,337 Building $41,897	$177,702 Land $52,011 Building $125,691

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 705 Spruce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRIS serves 14,775 people · EPA ID IL0630600
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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