409 Spruce St, Morris, IL 60450 Property Records

Grundy County property record for 409 Spruce St, Morris, IL 60450 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,317 sqft · built 1920
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on File
Last Sale	$175,000 (Aug 2019)
Tax Bill	$5,865 (2025)
Deeds & Mortgages	Apr 2023 Sale Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-03-381-012`

Property Details

APN / Parcel Number

Primary APN	`05-03-381-012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,317 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	75 ft deep x 63 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	409 SPRUCE ST
City	MORRIS
State	IL
Zip	60450-2335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTTS ADD N1/2 OF W15' LT 2 & N1/2 LT 1 BLK 9 SEC 3-33-7
Legal Range	07W
Legal Township	33N
Legal Section	03
Legal Subdivision	LOTTS ADDITION
Legal Block	9
Legal Lot Number	1-2
Jurisdiction	GRUNDY IL
Township / Civil Division	MORRIS
Census Block Group	4
Census Block	4015
Census Tract	300

Owner

Source: Grundy County records · APN 05-03-381-012

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	409 SPRUCE ST, MORRIS, IL 60450-2335
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Aug 14, 2019	Warranty Deed, Transfer · Conventional with PMI SPROUT MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 14, 2019 · Amount on Record
Deed Sale	Aug 14, 2019 · Amount on Record
Prior Sale	Jul 19, 2016 · Amount on Record
Deed Document Number	2019586467
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Apr 14, 2023
Property Address	409 SPRUCE ST, MORRIS, IL 60450-2335
Document Number	0000618906
Instrument Date	Apr 14, 2023
Instrument	618906
Transaction Type	Transfer
Record Updated	May 10, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 SPRUCE ST, MORRIS, IL 60450-2335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 SPRUCE ST, MORRIS, IL 60450-2335

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	409 SPRUCE ST, MORRIS, IL 60450-2335
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000598029
Date	Nov 20, 2020
Instrument	598029

Lender

Name	NEWREZ LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Aug 14, 2019
Property Address	409 SPRUCE ST, MORRIS, IL 60450-2335
Document Number	0000586467
Instrument Date	Jul 16, 2019
Instrument	586467
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 SPRUCE ST MORRIS IL 604502335, MORRIS, IL 60450-2335

Mortgage

Document Number	586468
Date	Aug 14, 2019
Instrument	586468

Lender

Name	SPROUT MTG
Address	IRVING, TX 75038

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2049

Interest

Rate Type	Adjustable Rate
Rate	7.58%

Tax Assessment & Valuation

Source: Grundy County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Morris Township
Municipality	Morris City
Elementary School District	Morris School District 54 (PK - 08)
Secondary School District	Morris Community High School District 101 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,865.00 (+39.54%)	$74,952 (+25.51%) Land $10,700 Building $64,252	$224,856 (+25.51%) Land $32,100 Building $192,756
2022	$4,203.00 Homeowner's exemption	$59,716 Land $8,525 Building $51,191	$179,148 Land $25,575 Building $153,573

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grundy County (17063C), updated September 30, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170630003004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979, tidal / storm surge

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 218 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Benton Ridge Telephone Company	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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