Harford County property record for 705 Shore Dr, Joppa, MD 21085
| Property Type | Townhouse |
|---|---|
| Details | 1 ba · 1,384 sqft · built 1978 |
| Lot Size | 0.112 acres (4,875 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $289,000 (Jul 2023) |
| Tax Bill | $2,414 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jun 2022 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-134264 |
| Primary APN | 01-134264 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,384 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,875 sqft (0.112 acres) |
| Lot Dimensions | 150 ft deep x 5 ft wide |
| View / Lot | Waterfront |
| Deck Area | 108 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 134264 |
|---|---|
| Street Address | 705 SHORE DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4534 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LOT 27 4875 SF 705 SHORE DRIVE RUMSEY ISL PT 34/21 |
| Legal Subdivision | RUMSEY ISLAND |
| Legal Block | 23 |
| Legal Lot Number | 27 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 301401 |
Source: Harford County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 705 SHORE DR, JOPPA, MD 21085-4534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2023 | Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Jun 6, 2022 | Deed, Transfer · Conventional Mortgage FIRST FINANCIAL FCU OF MARYLAND |
| Jan 31, 2020 | Deed, Transfer · FHA Mortgage VAN DYK MORTGAGE CORP |
| Sep 4, 2019 | Grant Deed, Transfer RGS TITLE |
| Dec 12, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Jun 9, 2017 | Deed of Trust, Mortgage · Conventional with PMI LOW VA RATES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2023 · Amount on Record |
| Deed Sale | Jul 21, 2023 · Amount on Record |
| Prior Sale | Jun 6, 2022 · Amount on Record |
| Deed Book / Page | 15975 / 196 |
| Prior Transfer Date | Mar 30, 2007 |
| Prior Transfer Doc | 0073090213 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jul 21, 2023 |
| Property Address | 705 SHORE DR, JOPPA, MD 21085-4534 |
| Document Number | 0159750196 |
| Book / Page | 15975 / 196 |
| Map Reference | MB HDC 34 FO 21 |
| Instrument Date | Jun 30, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,445.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 705 SHORE DR, JOPPA, MD 21085-4534 |
| Document Number | 0159750202 |
|---|---|
| Date | Jul 21, 2023 |
| Instrument | 15975-0202 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 6, 2022 |
| Property Address | 705 SHORE DR, JOPPA, MD 21085-4534 |
| Document Number | 0155430252 |
| Book / Page | 15543 / 252 |
| Map Reference | MB 34 FO 21 |
| Instrument Date | May 27, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2022 |
| Title Company | RESIDENTIAL TITLE AND ESCROW INC, RESIDENTIAL TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Document Number | 0155430257 |
|---|---|
| Date | Jun 6, 2022 |
| Instrument | 15543-0257 |
| Name | FIRST FINANCIAL FCU OF MARYLAND |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jan 31, 2020 |
| Property Address | 705 SHORE DR, JOPPA, MD 21085-4534 |
| Document Number | 0136700162 |
| Book / Page | 13670 / 0162 |
| Map Reference | MB HDC 34 FO 21 |
| Instrument Date | Jan 14, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | KEY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 705 SHORE DR, JOPPA, MD 21085-4534 |
| Document Number | 0013670168 |
|---|---|
| Date | Jan 31, 2020 |
| Instrument | 13670/168 |
| Name | VAN DYK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 4, 2019 |
| Property Address | 705 SHORE DR, JOPPA, MD 21085-4534 |
| Document Number | 0134240291 |
| Book / Page | 013424 / 000291 |
| Instrument Date | Jul 23, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2019 |
| Title Company | RGS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $170.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9690 DEERECO RD #820 TIMONIUM MD 210936930, 820, TIMONIUM, MD 21093-6930 |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Dec 12, 2018 |
| Property Address | 705 SHORE DR, JOPPA, MD 21085-4534 |
| Document Number | 0130900120 |
| Book / Page | 013090 / 000120 |
| Instrument Date | Sep 20, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $176.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 705 SHORE DR, JOPPA, MD 21085-4534 |
| Document Number | 0123880038 |
| Instrument Date | Jun 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | WORLDWIDE RECORDING INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 705 SHORE DR JOPPA MD 210854534, JOPPA, MD 21085-4534 |
| Document Number | 0123880038 |
|---|---|
| Date | Jun 15, 2017 |
| Book Page | 012388/000038 |
| Name | LOW VA RATES LLC |
|---|---|
| Address | 384 S 400 W # 100, LINDON, UT 84042-1957 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $268,633 (+9.62%) | $292,200 (-) Land $121,000 Building $171,200 | |
| 2025 | $2,414.00 (+3.65%) | $245,067 (+12.61%) | $292,200 (+31.92%) Land $121,000 Building $171,200 |
| 2023 | $217,633 (+1.81%) | $221,500 (-) Land $121,000 Building $100,500 | |
| 2022 | $2,329.00 (-2.63%) | $213,767 | $221,500 Land $121,000 Building $100,500 |
| 2021 | $2,392.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 24 (1978–2013) |
| Claims Outside the SFHA | 10 of 24 |
| Most Recent Claim | Jun 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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