Harford County property record for 703 Shore Dr, Joppa, MD 21085
| Property Type | Townhouse |
|---|---|
| Details | 1 ba · 1,380 sqft · built 1977 |
| Lot Size | 0.112 acres (4,875 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $228,000 (Oct 2018) |
| Tax Bill | $2,480 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-140604 |
| Primary APN | 01-140604 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,380 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,875 sqft (0.112 acres) |
| Lot Dimensions | 150 ft deep x 5 ft wide |
| View / Lot | Waterfront |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 140604 |
|---|---|
| Street Address | 703 SHORE DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4534 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LT 28 32.5X150 703 SHORE DRIVE RUMSEY ISL PT 34/21 |
| Legal Subdivision | RUMSEY ISLAND |
| Legal Block | 23 |
| Legal Lot Number | 28 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 301401 |
Source: Harford County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 703 SHORE DR, JOPPA, MD 21085-4534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Sep 4, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMP CREDIT UNION/MD |
| May 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jul 13, 2022 | Intrafamily Transfer, Transfer |
| Oct 22, 2018 | Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2018 · Amount on Record |
| Deed Sale | Oct 22, 2018 · Amount on Record |
| Prior Sale | Mar 30, 2009 · Amount on Record |
| Deed Book / Page | 13029 / 70 |
| Last Transfer Date | Jun 24, 2022 |
| Transfer Doc | 0155920376 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 4, 2026 |
| Property Address | 703 SHORE DR, JOPPA, MD 21085-4534 |
| Document Number | 1727000167 |
| Book / Page | 17277 / 167 |
| Instrument Date | Aug 27, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2026 |
| Title Company | SECU TITLE SERVICES LLC, SECU TITLE |
| Name | Verified Name |
|---|---|
| Address | 703 SHORE DR, JOPPA, MD 21085-4534 |
| Document Number | 1727000167, |
|---|---|
| Date | Sep 4, 2026 |
| Book Page | 17277/167 |
| Name | STATE EMP CREDIT UNION/MD |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 703 SHORE DR, JOPPA, MD 21085-4534 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | POWERHOUSE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0147540001 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 14754/1 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 1, 2046 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jul 13, 2022 |
| Property Address | 703 SHORE DR, JOPPA, MD 21085-4534 |
| Document Number | 0155920376 |
| Book / Page | 15592 / 376 |
| Map Reference | MB HDC34 FO 21 |
| Instrument Date | Jun 24, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 703 SHORE DR, JOPPA, MD 21085-4534 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 22, 2018 |
| Property Address | 703 SHORE DR, JOPPA, MD 21085-4534 |
| Document Number | 0130290070 |
| Book / Page | 13029 / 0070 |
| Map Reference | MB H D C34 FO21 |
| Instrument Date | Oct 16, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | CASTLE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 703 SHORE DR, JOPPA, MD 21085-4534 |
| Document Number | 0001302976 |
|---|---|
| Date | Oct 22, 2018 |
| Instrument | 13029/76 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,480.00 (+11.61%) Homeowner's exemption | $227,600 (+5.47%) | $239,400 (-) Land $64,900 Building $174,500 |
| 2025 | $2,222.00 (+9.62%) Homeowner's exemption | $215,800 (+8.13%) | $239,400 (+17.35%) Land $64,900 Building $174,500 |
| 2023 | $199,567 | $204,000 Land $64,900 Building $139,100 | |
| 2022 | $2,027.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 24 (1978–2013) |
| Claims Outside the SFHA | 10 of 24 |
| Most Recent Claim | Jun 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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