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705 SE Hibiscus Ave, Stuart, FL 34996 Property Records

Martin County property record for 705 SE Hibiscus Ave, Stuart, FL 34996

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,926 sqft · built 1978
Lot Size0.219 acres (9,540 sqft)
Owner2 Individual Names on Record
Last Sale$105,000 (Jul 1997)
Tax Bill$2,183 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-38-41-025-002-0004.1-6-0000

Property Details

APN / Parcel Number

Primary APN03-38-41-025-002-0004.1-6-0000
Alternative APNs
  • 03-38-41-025-002-00041-6
  • 338410250020004160000
  • 20927

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,926 sqft Living Area
Gross Area2,463 sqft
1st Floor Area1,926 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,540 sqft (0.219 acres)
View / LotLake Front
Garage TypeAttached
Garage Area312 sqft
Parking Spaces1 Parking Space
PorchScreened Concrete Masonry Porch
Porch Area225 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number20927
Street Address705 SE HIBISCUS AVE
CitySTUART
StateFL
Zip34996-3604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLAKE CHARLOTTE ST LUCIE EST PART OF LOTS 4 & 5 BEG NW COR LOT 5 & NELY 5.3 FOR POB CONT 58 S 57 DEG 1725 E 52.82 S 32 DEG 4323 E 74.79 SWLY 80 & NWLY 122.82 TO POB BLK 2
Legal Range41E
Legal Township38S
Legal Section3
Legal SubdivisionLAKE CHARLOTTE
Legal Block1
Legal Lot Number4,5
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group1
Census Block1026
Census Tract902

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address705 SE HIBISCUS AVE, STUART, FL 34996-3604
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 1997 · Amount on Record
Deed SaleJul 2, 1997 · Amount on Record
Prior SaleSep 8, 1989 · Amount on Record
Deed Book / Page1247 / 903
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address705 SE HIBISCUS AVE, STUART, FL 34996-3604
Transaction TypeMortgage
Record UpdatedJun 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 SE HIBISCUS AVE, STUART, FL 34996-3604

Mortgage

Document Number0032241390
DateMay 14, 2021
Book Page3224/1390
Instrument2888753
Lender
NameTRUSTCO BANK
TypeBank
AddressLONGWOOD, FL 32750
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 10, 2051

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalityStuart City
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,183.00 (-0.32%) Additional exemption filed$159,406 (+5.99%)$325,810 (+5.43%) Land $145,000 Building $180,810
2024$2,190.00 (+2.91%)
2023$2,128.00 (+4.21%) Additional exemption filed$150,402 (+3%)$309,020 (+9.1%) Land $145,000 Building $164,020
2022$2,042.00 Homeowner's exemption$146,022$283,250 Land $153,700 Building $129,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims14 (1999–2018)
Claims Outside the SFHA10 of 14
Most Recent ClaimMay 2018 · other causes
Claims by Event
  • Hurricane Wilma, Oct 2005 · 2 claims
  • Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART, CITY OF - WATER PLANT
serves 16,841 people · EPA ID FL4430259
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Blue Stream, T-Mobile.

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