703 SE Hibiscus Ave, Stuart, FL 34996 Property Records

Martin County property record for 703 SE Hibiscus Ave, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,493 sqft · built 1985
Lot Size	0.336 acres (14,636 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Nov 2020)
Tax Bill	$5,846 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-38-41-025-002-0001.0-3-0000`

Property Details

APN / Parcel Number

Primary APN	`03-38-41-025-002-0001.0-3-0000`
Alternative APNs	`03-38-41-025-002-00010-3` `338410250020001030000` `20923`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,493 sqft Living Area
Gross Area	2,448 sqft
1st Floor Area	1,493 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,636 sqft (0.336 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Concrete Masonry Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20923
Street Address	703 SE HIBISCUS AVE
City	STUART
State	FL
Zip	34996-3604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKE CHARLOTTE ST LUCIE EST PART OF LOTS 1 2 & 4 DESC AS: BEG 98.5 S OF NW COR LT 3 BLK 2 CONT S 23.7 S 57DEG E 52.82 S 32DEG E 101.5 M/L TO WTRS LAKE CHARLOTTE ELY ALG WATERS 52 TO SLY EST OF E/LN OF W 42.29 OF LOT 1 N TO PT 98.5 S OF N /LN LOT 1 &
Legal Range	41E
Legal Township	38S
Legal Section	3
Legal Subdivision	LAKE CHARLOTTE
Legal Block	2
Legal Lot Number	1,3
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1026
Census Tract	902

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	703 SE HIBISCUS AVE, STUART, FL 34996-3604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Nov 23, 2020	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Prior Sale	Nov 3, 2004 · Amount on Record
Deed Document Number	20202851697
Deed Book / Page	3175 / 1700
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	703 SE HIBISCUS AVE, STUART, FL 34996-3604
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031232237
Date	Apr 16, 2020
Book Page	3123/2237
Instrument	2810068

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Nov 23, 2020
Property Address	703 SE HIBISCUS AVE, STUART, FL 34996-3604
Document Number	0031751700
Book / Page	3175 / 1700
Map Reference	MB 1 PG 36
Instrument Date	Nov 23, 2020
Instrument	2851697
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34258 CANAL DR N, 34258, PINELLAS PARK, FL 33781-2613

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	703 SE HIBISCUS AVE, STUART, FL 34996-3604

Mortgage

Document Number	0031751702
Date	Nov 23, 2020
Instrument	3175/1702

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,846.00 (-0.76%) Additional exemption filed	$369,439 (+5.99%)	$376,590 (+2.24%) Land $166,750 Building $209,840
2024	$5,891.00 (+2.17%)
2023	$5,766.00 (+3.44%) Additional exemption filed	$348,571 (+3%)	$368,350 (+8.68%) Land $166,750 Building $201,600
2022	$5,574.00 Homeowner's exemption	$338,419	$338,940 Land $176,760 Building $162,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	14 (1999–2018)
Claims Outside the SFHA	10 of 14
Most Recent Claim	May 2018 · other causes
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Blue Stream, T-Mobile.

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