705 S Ugstad Rd, Duluth, MN 55810 Property Records

St. Louis County property record for 705 S Ugstad Rd, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 2,016 sqft · built 1920
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Tax Bill	$4,168 (2026)
Deeds & Mortgages	Jun 2018 Line of Credit Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`450-0010-02253`

Property Details

APN / Parcel Number

Primary APN	`450-0010-02253`
Alternative APN	`912027`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,016 sqft Gross Area
1st Floor Area	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)
Garage Area	1,444 sqft
Porch	Slab
Porch Area	230 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	912027
Street Address	705 S UGSTAD RD
City	DULUTH
State	MN
Zip	55810-2450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 660 FT OF N 860 FT OF E 660 FT OF NE1/4 OFSE1/4 EX W 330 FT SERIAL #
Legal Range	15W
Legal Township	49N
Legal Section	16
Legal Subdivision	MIDWAY TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1033
Census Tract	10200

Owner

Source: St. Louis County records · APN 450-0010-02253

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	705 S UGSTAD RD, DULUTH, MN 55810-2450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2018	Deed of Trust, Mortgage · Line of Credit US BK
Mar 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	705 S UGSTAD RD, DULUTH, MN 55810-2450
Document Number	00A1336945
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 02, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	705 S UGSTAD RD DULUTH MN 558102450, DULUTH, MN 55810-2450

Mortgage

Document Number	00A1336945
Date	Jul 20, 2018
Instrument	A1336945

Lender

Name	US BK
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2048

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	705 S UGSTAD RD, DULUTH, MN 55810-2450
Document Number	00A1330498
Instrument Date	Mar 27, 2018
Transaction Type	Mortgage
Record Updated	Apr 20, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	705 S UGSTAD RD DULUTH MN 558102450, DULUTH, MN 55810-2450

Mortgage

Document Number	00A1330498
Date	Apr 04, 2018
Instrument	A1330498

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 03, 2033

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Midway Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,168.00 (+22.95%) Homeowner's exemption
2025	$3,390.00 (+1.19%) Homeowner's exemption	$423,200 (+25.95%) Land $85,000 Building $338,200	$423,200 (+25.95%) Land $85,000 Building $338,200
2024	$3,350.00	$336,000 (+16.95%) Land $49,500 Building $286,500	$336,000 (+16.95%) Land $49,500 Building $286,500
2022		$287,300 Land $45,800 Building $241,500	$287,300 Land $45,800 Building $241,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2019 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AirFiber, Verizon.

Based on FCC filings for 23 locations within half a mile of this property.

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