610 S Ugstad Rd, Duluth, MN 55810 Property Records

St. Louis County property record for 610 S Ugstad Rd, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,423 sqft · built 1995
Lot Size	6.33 acres (275,735 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Jun 2019)
Tax Bill	$3,750 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`185-0240-00845`

Property Details

APN / Parcel Number

Primary APN	`185-0240-00845`
Alternative APN	`1072761`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,423 sqft Gross Area
1st Floor Area	1,228 sqft
Basement Area	405 sqft
Finished Basement	405 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	275,735 sqft (6.33 acres)
Garage Area	576 sqft

Exterior Amenities

Porch	Porch
Porch Area	30 sqft
Deck Area	60 sqft
Storage Building	240 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1072761
Street Address	610 S UGSTAD RD
City	DULUTH
State	MN
Zip	55810-2447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF N 1/2 OF N 1/2 OF NW 1/4 OFSW 1/4 LYING W OF THE MINN POWER ANDLIGHT COS RT OF W EX S 50 8/10 FT SERIAL #
Legal Range	15W
Legal Township	49N
Legal Section	15
Legal Subdivision	PROCTOR LANDS IN THE CITY
Jurisdiction	ST LOUIS MN
Township / Civil Division	PROCTOR
Census Block Group	3
Census Block	3005
Census Tract	10100

Owner

610 S Ugstad Rd is owned and occupied by an individual who bought it in June 2019.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	610 S UGSTAD RD, DULUTH, MN 55810-2447
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 24, 2019	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2019 · Amount on File
Deed Sale	Jun 24, 2019 · Amount on File
Deed Document Number	20191357278
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	610 S UGSTAD RD, DULUTH, MN 55810-2447
Transaction Type	Mortgage
Record Updated	May 31, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001412042
Date	Apr 28, 2021
Instrument	1412042

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 24, 2019
Property Address	610 S UGSTAD RD, DULUTH, MN 55810-2447
Document Number	00A1357278
Instrument Date	Jun 20, 2019
Instrument	A1357278
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$874.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 S UGSTAD RD PROCTOR MN 558102447, PROCTOR, MN 55810-2447

Mortgage

Document Number	A1357279
Date	Jun 24, 2019
Instrument	A1357279

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 610 S Ugstad Rd was $3,750 with a homeowner's exemption, down 7.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,750.00 (-7.09%) Homeowner's exemption
2025	$4,036.00 (+10.88%) Homeowner's exemption	$280,800 (-7.72%) Land $79,300 Building $201,500	$280,800 (-7.72%) Land $79,300 Building $201,500
2024	$3,640.00	$304,300 Land $64,300 Building $240,000	$304,300 Land $64,300 Building $240,000
2022		$239,300 Land $54,700 Building $184,600	$239,300 Land $54,700 Building $184,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 610 S Ugstad Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 610 S Ugstad Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Airfiber Fixed Wireless	100 / 20

May also be available: AT&T.

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