705 S Summit St, Derry, PA 15627 Property Records

Westmoreland County property record for 705 S Summit St, Derry, PA 15627

Property Summary

Property Type	Single Family Home
Details	1,364 sqft · built 1967
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$133,250 (Aug 2026)
Tax Bill	$1,259 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
APN	`45-42-06-0-007`

Property Details

APN / Parcel Number

Primary APN	`45-42-06-0-007`
Alternative APN	`0450420060007`

Interior

Stories	1 Story
Building Area	1,364 sqft Living Area

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Frame
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	167 ft deep x 316 ft wide

Location & Zoning

Street Address	705 S SUMMIT ST
City	DERRY
State	PA
Zip	15627-1443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE & GAR 316.7 X 167 X IR
Legal Subdivision	KISER-SAXMAN
Jurisdiction	WESTMORELAND PA
Township / Civil Division	DERRY
Census Block Group	2
Census Block	2013
Census Tract	808100

Owner

705 S Summit St is owned and occupied by two individuals who bought it in August 2026.

Source: Westmoreland County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	705 S SUMMIT ST, DERRY, PA 15627-1443
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2026 · Amount on File
Deed Sale	Aug 11, 2026 · Amount on File
Prior Sale	Jan 17, 2007 · Amount on File
Deed Document Number	2026081122189
Record Updated	Sep 20, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Aug 11, 2026
Property Address	705 S SUMMIT ST, DERRY, PA 15627-1443
Document Number	0000022189
Instrument Date	Aug 5, 2026
Instrument	202622189
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	RP SETTLEMENT GROUP LLC, LAUREL SETTLEMENT GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$134,582.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 S SUMMIT ST, DERRY, PA 15627-1443

Mortgage

Document Number	0000022190,
Date	Aug 11, 2026
Instrument	20261122190

Lender

Name	PLAZA HOME MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 705 S Summit St was $1,259, up 0.8% from the year before.

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Westmoreland County
County Subdivision	Derry Township
Unified School District	Derry Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,259.00 (+0.8%)	$10,050 (-) Land $1,160 Building $8,890
2025	$1,249.00	$10,050 (-) Land $1,160 Building $8,890	$10,050 Land $1,160 Building $8,890
2024	$1,249.00	$10,050 Land $1,160 Building $8,890
1972			$10,050 Land $1,160 Building $8,890

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 705 S Summit St; there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 S Summit St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20