Westmoreland County property record for 628 S Summit St, Derry, PA 15627
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Jul 2026) |
| Tax Bill | $1,393 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| APN | 45-42-01-0-169 |
| Primary APN | 45-42-01-0-169 |
|---|---|
| Alternative APN |
|
| Lot Area | 43,560 sqft (1 acres) |
|---|---|
| Lot Dimensions | 222 ft deep x 10 ft wide |
| Street Address | 628 S SUMMIT ST |
|---|---|
| City | DERRY |
| State | PA |
| Zip | 15627-1442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT 104 105 HSE GAR 10 X 222.1 X IR |
| Legal Subdivision | KISER AND SAXMANS PLAN |
| Legal Lot Number | 104 |
| Jurisdiction | WESTMORELAND PA |
| Township / Civil Division | DERRY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 808100 |
628 S Summit St is owned and occupied by two individuals who bought it in July 2026.
Source: Westmoreland County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 628 S SUMMIT ST, DERRY, PA 15627-1442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2026 · Amount on File |
| Deed Sale | Jul 27, 2026 · Amount on File |
| Deed Document Number | 202620484 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Recording Date | Jul 27, 2026 |
| Property Address | 628 S SUMMIT ST, DERRY, PA 15627-1442 |
| Document Number | 0000020484 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 202620484 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $121,200.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 628 S SUMMIT ST, DERRY, PA 15627-1442 |
| Document Number | 0000020485, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 20262720485 |
| Name | HMA MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000020486, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 202620486 |
| Name | PENNSYLVANIA HSNG FINANCE AGENCY |
|---|
| Amount | Amount on Record |
|---|
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 628 S Summit St was $1,393, up 0.8% from the year before.
Source: Westmoreland County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Westmoreland County |
| County Subdivision | Derry Township |
| Unified School District | Derry Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,393.00 (+0.8%) | $11,120 Land $1,880 Building $9,240 | |
| 2025 | $1,382.00 | $11,120 Land $1,880 Building $9,240 | |
| 2024 | $1,382.00 | $11,120 Land $1,880 Building $9,240 | |
| 1972 | $11,120 Land $1,880 Building $9,240 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 628 S Summit St; there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jan 1978 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 628 S Summit St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DERRY BORO MUNI AUTH serves 6,500 people · EPA ID PA5650049 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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