705 S St Phillips St, Payson, AZ 85541 Property Records

Gila County property record for 705 S St Phillips St, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,184 sqft · built 1981
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Jun 2017)
Tax Bill	$1,426 (2025)
Deeds & Mortgages	May 2020 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`304-02-038`

Property Details

APN / Parcel Number

Primary APN	`304-02-038`
Alternative APNs	`R031089` `031089`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
1st Floor Area	1,184 sqft

Exterior

Year Built	Built 1981
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Asbestos
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	306 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	180 sqft
Patio Area	480 sqft
Canopy	180 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Account Number	R031089
Street Address	705 S ST PHILLIPS ST
City	PAYSON
State	AZ
Zip	85541-5147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 03 TOWNSHIP: 10N RANGE: 10E PINE AIRE LOT 8
Legal Range	10E
Legal Township	10N
Legal Section	03
Legal Subdivision	RUSSELL/BENTLEY/GRANITE SUBDIV
Legal Lot Number	8 1002
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	1
Census Block	1013
Census Tract	500

Owner

Source: Gila County records, as of December 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	705 S ST PHILLIPS ST, PAYSON, AZ 85541-5147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Jun 30, 2017	Warranty Deed, Transfer · VA Mortgage AXIOM FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2017 · Amount on Record
Deed Sale	Jun 30, 2017 · Amount on Record
Prior Sale	Nov 23, 2005 · Amount on Record
Deed Document Number	2017-006284
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	705 S ST PHILLIPS ST, PAYSON, AZ 85541-5147
Document Number	0000005681
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 S ST PHILLIPS ST PAYSON AZ 855415147, PAYSON, AZ 85541-5147

Mortgage

Document Number	0000005681
Date	May 26, 2020
Instrument	5681

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Jun 30, 2017
Property Address	705 S ST PHILLIPS ST, PAYSON, AZ 85541-5147
Document Number	0000006284
Map Reference	MAP567
Instrument Date	May 18, 2017
Instrument	2017-006284
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 S ST PHILLIPS ST, PAYSON, AZ 85541-5147

Mortgage

Document Number	0000006285
Date	Jun 30, 2017
Instrument	2017-006285

Lender

Name	AXIOM FINANCIAL SERVICES
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,747 (+8.02%) Land $6,321 Building $21,426	$277,468 (+8.02%) Land $63,206 Building $214,262
2025	$1,426.00 (+7.7%)
2024		$25,686 Land $3,904 Building $21,782	$256,861 Land $39,041 Building $217,820
2023	$1,324.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 61% of Arizona
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

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