613 S St Phillips St, Payson, AZ 85541 Property Records

Gila County property record for 613 S St Phillips St, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	3,020 sqft · built 1987
Lot Size	3.04 acres (132,422 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,000 (Jun 2022)
Tax Bill	$4,014 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`304-02-006M`

Property Details

APN / Parcel Number

Primary APN	`304-02-006M`
Alternative APNs	`R030745` `030745`

Interior

Stories	1 Story
Building Area	3,020 sqft Living Area
1st Floor Area	2,192 sqft
Basement Area	828 sqft
Finished Basement	828 sqft
Flooring	Carpet

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Hardboard
Construction Type	Wood
Roof Material	Asbestos
Lot Area	132,422 sqft (3.04 acres)
Porch	Porch
Porch Area	400 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R030745
Street Address	613 S ST PHILLIPS ST
City	PAYSON
State	AZ
Zip	85541-5145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 03 TOWNSHIP: 10N RANGE: 10E PT SE SE SEC 3 T10N R10E BEG SE COR SEC 3 TH S 89D 09MIN W 392.23FT TH N 0D 51MIN W 423FT TO TRUE POB TH S 89D 09MIN W 485FT TH N 0D 51MIN W 228.06FT TH EAST 219.65 TH N 0D 40MIN 47SEC W 83.49FT TH N 89D 09MIN E 2
Legal Range	10E
Legal Township	10N
Legal Section	03
Legal Subdivision	RUSSELL/BENTLEY/GRANITE SUBDIV
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	1
Census Block	1013
Census Tract	500

Owner

Source: Gila County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	613 S ST PHILLIPS ST, PAYSON, AZ 85541-5145
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Re-recorded Document · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Jun 14, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2022 · Amount on Record
Deed Sale	Jun 14, 2022 · Amount on Record
Deed Document Number	20227880
Prior Transfer Date	Jun 17, 2008
Prior Transfer Doc	0000008928
Record Updated	Oct 29, 2026

July 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	GILA AZ
Recording Date	Jul 13, 2022
Property Address	613 S ST PHILLIPS ST, PAYSON, AZ 85541-5145
Document Number	0000008928
Map Reference	MAP 4357
Instrument Date	May 11, 2022
Instrument	2022-008928
Record Updated	Jul 26, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008929
Date	Jul 13, 2022
Instrument	2022-008929

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Jun 14, 2022
Property Address	613 S ST PHILLIPS ST, PAYSON, AZ 85541-5145
Document Number	0000007880
Map Reference	MAP 4357
Instrument Date	May 11, 2022
Instrument	2022-007880
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	EMPIRE W TITLE AGENCY, EMPIRE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 WILD CHERRY DR, 15, NAUGATUCK, CT 06770-3581

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	613 S ST PHILLIPS ST, PAYSON, AZ 85541-5145

Mortgage

Document Number	0000007881
Date	Jun 14, 2022
Instrument	2022-007881

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,630 (+5.76%) Land $19,434 Building $39,196	$586,300 (+5.76%) Land $194,341 Building $391,959
2025	$4,014.00 (+7.7%)
2024		$55,437 Land $16,207 Building $39,230	$554,371 Land $162,073 Building $392,298
2023	$3,727.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 47% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

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