705 S Main St, Plainwell, MI 49080 Property Records

Allegan County property record for 705 S Main St, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,746 sqft · built 1880
Lot Size	0.97 acres (42,253 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Sep 2025)
Tax Bill	$76 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-029-054-00`

Property Details

APN / Parcel Number

Primary APN	`55-029-054-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,746 sqft Living Area
1st Floor Area	1,442 sqft
Basement Area	1,122 sqft
Unfinished Basement	1,122 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	42,253 sqft (0.97 acres)
Lot Dimensions	272 ft deep x 120 ft wide
Garage Area	1,232 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	705 S MAIN ST
City	PLAINWELL
State	MI
Zip	49080-1646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	COM AT INTERSEC ON S LIN COLFAX ST WITH MAIN ST IN PLAINWELL TH E 305.44 FT TH S TO A PT 418.44 FT N OF S LIN SD SEC TH W
Legal Range	11W
Legal Township	01N
Legal Section	29
Jurisdiction	ALLEGAN MI
Township / Civil Division	PLAINWELL
Census Block Group	2
Census Block	2014
Census Tract	32100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Island Historic District listed 1991 · 139 contributing resources · NRIS 91001546

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	524 PARK ST, PLAINWELL, MI 49080-1660
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2025 · Amount on Record
Deed Sale	Sep 12, 2025 · Amount on Record
Deed Document Number	202514613
Deed Book / Page	5068 / 227
Prior Transfer Date	Aug 10, 2016
Prior Transfer Doc	4099/550
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Sep 12, 2025
Property Address	705 S MAIN ST, PLAINWELL, MI 49080-1646
Document Number	005068/227
Book / Page	5068 / 227
Instrument Date	Sep 9, 2025
Instrument	2025014613
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	620 ELY ST # 20, 20, ALLEGAN, MI 49010-1514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 PARK ST, PLAINWELL, MI 49080-1660

Mortgage

Document Number	0005068230
Date	Sep 12, 2025
Instrument	5068/230

Lender

Name	MORTGAGE CENTER
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Oct 1, 2032
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Max Rate	11.2%

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Plainwell City
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,300 (+1.89%) Land $28,100 Building $101,200	$258,600 (+1.89%) Land $56,200 Building $202,400
2025	$76.00 (+2.7%) Homeowner's exemption	$126,900 Land $28,100 Building $98,800	$253,800 Land $56,200 Building $197,600
2024	$74.00 (+51.02%)
2022	$49.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINWELL serves 3,998 people · EPA ID MI0005380
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET, AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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