624 S Main St, Plainwell, MI 49080 Property Records

Allegan County property record for 624 S Main St, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,702 sqft · built 1920
Lot Size	0.584 acres (25,439 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Oct 2022)
Tax Bill	$4,970 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`55-030-121-00`

Property Details

APN / Parcel Number

Primary APN	`55-030-121-00`
Alternative APN	`03-55-030-121-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,702 sqft Living Area
1st Floor Area	1,162 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood
Foundation Type	Raised
Lot Area	25,439 sqft (0.584 acres)
Lot Dimensions	202 ft deep x 126 ft wide
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	624 S MAIN ST
City	PLAINWELL
State	MI
Zip	49080-1645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	COM AT A PT ON THE E LIN OF SEC 30 590.04 FT N OF SE COR OF SD SEC 30 AS PL OF BEG TH N 126 FT TH W AT RT ANG TO SD SEC LIN TO A ROW OF PINE TREES ABT 202 FT & INCLUDING SD ROW OF PINE TREES TH S ALG THE W SIDE OF SD ROW OF PINE TREES 126 FT TH E TO
Legal Range	11W
Legal Township	01N
Legal Section	30
Jurisdiction	ALLEGAN MI
Township / Civil Division	PLAINWELL
Census Block Group	4
Census Block	4006
Census Tract	32000

Owner

624 S Main St is owned and occupied by an individual who bought it in October 2022.

Source: Allegan County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	624 S MAIN ST, PLAINWELL, MI 49080-1645
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Aug 13, 2019	Deed of Trust, Mortgage · Commercial Mortgage OLD NATIONAL BANK
Jun 11, 2020	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
May 22, 2020	Deed of Trust, Mortgage · Commercial Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2022 · Amount on File
Deed Sale	Oct 24, 2022 · Amount on File
Prior Sale	Mar 2, 2007 · Amount on File
Deed Document Number	202220460
Deed Book / Page	4809 / 960
Prior Transfer Date	Oct 21, 2015
Prior Transfer Doc	3977/450
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Oct 24, 2022
Property Address	624 S MAIN ST, PLAINWELL, MI 49080-1645
Document Number	004809/960
Book / Page	4809 / 960
Instrument Date	Sep 30, 2022
Instrument	2022020460
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	DO NO USE, ASK SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	624 S MAIN ST, 624, PLAINWELL, MI 49080-1645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 S MAIN ST, PLAINWELL, MI 49080-1645

Mortgage

Document Number	0004809962
Date	Oct 24, 2022
Instrument	4809-962

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.2%
Index	1-Year CMT
Max Rate	10.2%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	624 S MAIN ST, PLAINWELL, MI 49080-1645
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4370/332
Date	Aug 13, 2019
Book Page	4370/332

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	KALAMAZOO, MI 49001

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 25, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	624 S MAIN ST, PLAINWELL, MI 49080-1645
Transaction Type	Mortgage
Record Updated	Jun 19, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4471/425
Date	Jun 11, 2020
Book Page	4471/425

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	PORTAGE, MI 49024

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	624 S MAIN ST, PLAINWELL, MI 49080-1645
Transaction Type	Mortgage
Record Updated	Jun 8, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4465/19
Date	May 22, 2020
Book Page	4465/19

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	PORTAGE, MI 49024

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 624 S Main St was $4,970 with a homeowner's exemption, up 2.1% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Plainwell City
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,100 (+0.88%) Land $20,900 Building $117,200	$276,200 (+0.88%) Land $41,800 Building $234,400
2025	$4,970.00 (+2.14%) Homeowner's exemption	$136,900 Land $20,900 Building $116,000	$273,800 Land $41,800 Building $232,000
2024	$4,866.00
2023		$98,300 Land $20,900 Building $77,400	$196,600 Land $41,800 Building $154,800
2022	$2,440.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 624 S Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 624 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINWELL serves 3,998 people · EPA ID MI0005380
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET, AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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