705 Ridgeway Rd, Joshua, TX 76058 Property Records

Johnson County property record for 705 Ridgeway Rd, Joshua, TX 76058

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,654 sqft
Owner	Individual Name on Record
Tax Bill	$5,149 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`126.3499.02730`

Property Details

APN / Parcel Number

Primary APN	`126.3499.02730`
Alternative APN	`R000051003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,654 sqft Living Area

Location & Zoning

Account Number	R000051003
Street Address	705 RIDGEWAY RD
City	JOSHUA
State	TX
Zip	76058-6147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK 3 MOUNTAIN VALLEY UNIT 2
Legal Block	3
Legal Lot Number	11
Legal Unit	2
Jurisdiction	JOHNSON TX
Township / Civil Division	BURLESON-JOSHUA
Census Block Group	4
Census Block	4013
Census Tract	130211

Owner

Source: Johnson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	705 RIDGEWAY RD, JOSHUA, TX 76058-6147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA
Mar 4, 2020	Vendor's Lien, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2020
Deed Sale	Mar 4, 2020
Prior Sale	Feb 3, 2016
Deed Document Number	2020-06205
Record Updated	Jun 7, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON TX
Property Address	705 RIDGEWAY RD, JOSHUA, TX 76058-6147
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003395
Date	Feb 11, 2019
Instrument	2019-03395

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

March 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	JOHNSON TX
Recording Date	Mar 4, 2020
Property Address	705 RIDGEWAY RD, JOSHUA, TX 76058-6147
Document Number	0000006205
Map Reference	VOL 1 PG 143
Instrument Date	Mar 3, 2020
Instrument	2020-06205
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15815 COUNTY ROAD 621, 15815, ANGLETON, TX 77515-6608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 RIDGEWAY RD, JOSHUA, TX 76058-6147

Mortgage

Document Number	0000006206
Date	Mar 4, 2020
Instrument	2020-06206

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Johnson County
Municipality	Joshua City
Unified School District	Joshua Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,149.00 Homeowner's exemption	$273,399 (-28.98%) Land $30,000 Building $243,399	$273,399 (-28.98%) Land $30,000 Building $243,399
2023		$384,956 Land $30,000 Building $354,956	$384,956 Land $30,000 Building $354,956

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSON COUNTY SUD serves 65,517 people · EPA ID TX1260018
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pathway Com-Tel Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
5G-X Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Element8, United Electric Cooperative Services.

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