703 Ridgeway Rd, Joshua, TX 76058 Property Records

Johnson County property record for 703 Ridgeway Rd, Joshua, TX 76058

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,008 sqft · built 2020
Lot Size	0.32 acres (13,920 sqft)
Owner	2 Individual Names on File
Last Sale	$333,032 (Apr 2021)
Tax Bill	$7,416 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`126-3499-02720`

Property Details

APN / Parcel Number

Primary APN	`126-3499-02720`
Alternative APN	`R000051002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,008 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	13,920 sqft (0.32 acres)
Lot Width	90 ft Width

Location & Zoning

Account Number	R000051002
Street Address	703 RIDGEWAY RD
City	JOSHUA
State	TX
Zip	76058-6147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLK 3 MOUNTAIN VALLEY UNIT 2
Legal Subdivision	MOUNTAIN VALLEY UNIT 2
Legal Block	3
Legal Lot Number	10
Jurisdiction	JOHNSON TX
Township / Civil Division	BURLESON-JOSHUA
Census Block Group	4
Census Block	4013
Census Tract	130211

Owner

703 Ridgeway Rd is owned and occupied by two individuals who acquired it in June 2024.

Source: Johnson County records, as of September 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	703 RIDGEWAY RD, JOSHUA, TX 76058-6147
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Deed of Trust, Mortgage · Commercial Mortgage THE NATIONAL BANK OF TEXAS AT FORT WORTH
Apr 9, 2021	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2021 · Amount on File
Deed Sale	Apr 9, 2021 · Amount on File
Prior Sale	Mar 11, 2019
Deed Document Number	202112699
Last Transfer Date	Jun 7, 2024
Transfer Doc	0000015945
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON TX
Property Address	703 RIDGEWAY RD, JOSHUA, TX 76058-6147
Transaction Type	Mortgage
Record Updated	Oct 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029789
Date	Sep 22, 2020
Instrument	2020-29789

Lender

Name	THE NATIONAL BANK OF TEXAS AT FORT WORTH
Type	Bank
Address	FORT WORTH, TX 76137

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	JOHNSON TX
Recording Date	Apr 9, 2021
Property Address	703 RIDGEWAY RD, JOSHUA, TX 76058-6147
Document Number	0000012699
Map Reference	VOL 1 PG 143
Instrument Date	Apr 9, 2021
Instrument	2021-12699
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 26, 2021
Title Company	TRULY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10049 ELDORADO DR, 10049, BURLESON, TX 76028-2110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 RIDGEWAY RD, JOSHUA, TX 76058-6147

Mortgage

Document Number	0000012700
Date	Apr 9, 2021
Instrument	2021-12700

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 703 Ridgeway Rd was $7,416, down 2.8% from the year before.

Source: Johnson County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Johnson County
Municipality	Joshua City
Unified School District	Joshua Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,416.00 (-2.8%)	$397,846 Land $30,000 Building $367,846	$397,846 Land $30,000 Building $367,846
2024	$7,630.00
2023		$397,846 Land $30,000 Building $367,846	$397,846 Land $30,000 Building $367,846
2021	$6,996.00
2018	$863.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 703 Ridgeway Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 703 Ridgeway Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSON COUNTY SUD serves 65,517 people · EPA ID TX1260018
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pathway Com-Tel Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
5G-X Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Element8, United Electric Cooperative Services.

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