705 Ridge Ave, Festus, MO 63028 Property Records

Jefferson County property record for 705 Ridge Ave, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,055 sqft · built 1938
Lot Size	0.187 acres (8,136 sqft)
Owner	2 Individual Names on File
Tax Bill	$746 (2025)
Deeds & Mortgages	Aug 2023 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`193.006.01018008`

Property Details

APN / Parcel Number

Primary APN	`193.006.01018008`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,055 sqft Living Area
1st Floor Area	1,055 sqft
Basement Area	119 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	8,136 sqft (0.187 acres)
Lot Dimensions	153 ft deep x 51 ft wide
Garage Type	Detached
Garage Area	216 sqft
Porch	Enclosed Frame Porch
Porch Area	176 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	705 RIDGE AVE
City	FESTUS
State	MO
Zip	63028-1424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	PARK HILL ADD LOT 8 BLOCK 6
Legal Range	6E
Legal Township	40N
Legal Section	06
Legal Subdivision	PARK HILL ADD
Legal Block	6
Legal Lot Number	8
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	5
Census Block	5002
Census Tract	700801

Owner

705 Ridge Ave is owned by two individuals who acquired it in June 2025.

Source: Jefferson County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4775 SOUTHERN OAKS, HILLSBORO, MO 63050-3590
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
May 3, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 17, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2025
Deed Sale	Jun 25, 2025
Prior Sale	May 17, 2019 · Amount on File
Deed Document Number	202515458
Prior Transfer Date	Apr 27, 2011
Prior Transfer Doc	2011R013783
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	705 RIDGE AVE, FESTUS, MO 63028-1424
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 RIDGE AVE, FESTUS, MO 63028-1424

Mortgage

Document Number	0000019942
Date	Aug 15, 2023
Instrument	2023R-019942

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92186

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	310 Months
Due	Jun 1, 2049

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	705 RIDGE AVE, FESTUS, MO 63028-1424
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R019262
Date	May 3, 2021
Instrument	2021R-019262

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jun 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 17, 2019
Property Address	705 RIDGE AVE, FESTUS, MO 63028-1424
Document Number	0000013829
Instrument Date	May 15, 2019
Instrument	13829
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	705 RIDGE AVE FESTUS MO 630281424, FESTUS, MO 63028-1424

Tax Assessment & Valuation

The 2025 property tax bill for 705 Ridge Ave was $746, up 0.7% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,600 (-) Land $1,300 Building $12,300	$71,400 (-) Land $6,900 Building $64,500
2025	$746.00 (+0.67%)	$13,600 Land $1,300 Building $12,300	$71,400 (-) Land $6,900 Building $64,500
2024	$741.00 (+0.54%)		$71,400 (+3.63%) Land $6,900 Building $64,500
2023	$737.00	$13,100 Land $1,300 Building $11,800	$68,900 Land $6,900 Building $62,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 Ridge Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1986–2009)
Claims Outside the SFHA	3 of 7
Most Recent Claim	May 2009 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 3 claims Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 705 Ridge Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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