705 Porta Rosa Cir, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 705 Porta Rosa Cir, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,667 sqft · built 2005
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Nov 2017)
Tax Bill	$7,934 (2025)
Deeds & Mortgages	May 2023 Line of Credit Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028685-4330`

Property Details

APN / Parcel Number

Primary APN	`028685-4330`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Stories	2 Stories
Building Area	3,667 sqft Living Area
Gross Area	4,400 sqft
1st Floor Area	1,947 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	514 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	821 sqft
Porch	Finished Screened Porch
Porch Area	305 sqft
Patio Area	995 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	705 PORTA ROSA CIR
City	SAINT AUGUSTINE
State	FL
Zip	32092-0439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	52/16-42 MURABELLA UNIT 1 LOT 433 OR4456/1509
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MURABELLA UNIT 1
Legal Block	1
Legal Lot Number	433
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1010
Census Tract	20906

Owner

705 Porta Rosa Cir is owned and occupied by an individual who bought it in November 2017.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	705 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-0439
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Nov 1, 2017	Warranty Deed, Transfer SUNTRUST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2017 · Amount on File
Deed Sale	Nov 1, 2017 · Amount on File
Prior Sale	Sep 25, 2013 · Amount on File
Deed Document Number	201774000
Deed Book / Page	1 / 1509
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	705 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-0439
Transaction Type	Mortgage
Record Updated	Jun 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1290, WHITEVILLE, NC 28472-1290

Mortgage

Document Number	0057601850
Date	May 22, 2023
Book Page	5760/1850
Instrument	2023038855

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 4, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 1, 2017
Property Address	705 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-0439
Document Number	0044561509
Book / Page	004456 / 001509
Instrument Date	Oct 30, 2017
Instrument	74000
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	FIRST COAST TITLE SERVICES INC, FIRST COAST TITLE SVCS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	705 PORTA ROSA CIR ST AUGUSTINE FL 320920439, ST AUGUSTINE, FL 32092-0439

Mortgage

Document Number	44561510
Date	Nov 1, 2017
Book Page	004456/001510
Instrument	74001

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 705 Porta Rosa Cir was $7,934 with a homeowner's exemption, up 8.3% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,728 (+2.7%)	$551,465 (-6.68%) Land $110,000 Building $441,465
2025	$7,934.00 (+8.33%) Homeowner's exemption	$362,929	$590,910 Land $110,000 Building $480,910
2024	$7,324.00 (+3.72%)
2023	$7,061.00 (+2.84%) Homeowner's exemption	$342,428 (+3%)	$585,063 (+10.62%) Land $89,600 Building $495,463
2022	$6,866.00 Homeowner's exemption	$332,454	$528,889 Land $89,600 Building $439,289

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 Porta Rosa Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 Porta Rosa Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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