697 Porta Rosa Cir, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 697 Porta Rosa Cir, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,003 sqft · built 2005
Lot Size	0.26 acres (11,325 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Mar 2023)
Tax Bill	$9,482 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage May 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`028685-4350`

Property Details

APN / Parcel Number

Primary APN	`028685-4350`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	3,003 sqft Living Area
Gross Area	3,780 sqft
1st Floor Area	2,570 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,325 sqft (0.26 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	457 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	697 PORTA ROSA CIR
City	SAINT AUGUSTINE
State	FL
Zip	32092-0448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	52/16-42 MURABELLA UNIT 1 LOT 435 OR5728/1846
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MURABELLA UNIT 1
Legal Block	1
Legal Lot Number	435
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1010
Census Tract	20906

Owner

697 Porta Rosa Cir is owned and occupied by two individuals who bought it in March 2023.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	697 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-0448
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Warranty Deed, Transfer · Conventional Mortgage V I P MORTGAGE INC
May 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIRVA MORTGAGE INC
May 13, 2019	Warranty Deed, Transfer · Conventional Mortgage SIRVA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2023 · Amount on File
Deed Sale	Mar 24, 2023 · Amount on File
Prior Sale	May 13, 2019 · Amount on File
Deed Document Number	202322082
Deed Book / Page	5728 / 1846
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 24, 2023
Property Address	697 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-0448
Document Number	0057281846
Book / Page	5728 / 1846
Map Reference	MB 52 PG 16-42
Instrument Date	Mar 23, 2023
Instrument	2023022082
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 RED BARN RD, ST AUGUSTINE, FL 32092-3574

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	697 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-0448

Mortgage

Document Number	0057281848
Date	Mar 24, 2023
Instrument	5728/1848

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	697 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-0448
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043680385
Date	May 3, 2017
Book Page	4368/0385
Instrument	2017030726

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	697 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-0448
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049710709
Date	Jun 23, 2020
Book Page	4971/709
Instrument	2020049288

Lender

Name	SIRVA MORTGAGE INC
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 13, 2019
Property Address	697 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-0448
Document Number	0047231566
Book / Page	4723 / 1566
Map Reference	MB 52 PG 16-42
Instrument Date	May 8, 2019
Instrument	2019033096
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,299.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	464 TURKEY CRK, 464, ALACHUA, FL 32615-9303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	697 FORM ROSA CIRCLE, SAINT AUGUSTINE, FL 32092

Mortgage

Document Number	2019033097
Date	May 13, 2019
Instrument	2019033097

Lender

Name	SIRVA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 697 Porta Rosa Cir was $9,482 with a homeowner's exemption, up 4.6% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$457,126 (-4.34%) Land $110,000 Building $347,126	$457,126 (-4.34%) Land $110,000 Building $347,126
2025	$9,482.00 (+4.62%) Homeowner's exemption	$477,847 (-2.76%)	$477,847 (-2.76%) Land $110,000 Building $367,847
2024	$9,063.00 (+37.15%) Homeowner's exemption	$491,409 (+60.2%)	$491,409 (+0.63%) Land $105,000 Building $386,409
2023	$6,608.00 (+2.88%) Homeowner's exemption	$306,744 (+3%)	$488,342 (+9.85%) Land $89,600 Building $398,742
2022	$6,423.00 Homeowner's exemption	$297,810	$444,547 Land $89,600 Building $354,947

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 697 Porta Rosa Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 697 Porta Rosa Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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