705 Moray Dr, Inverness, FL 34453 Property Records

Citrus County property record for 705 Moray Dr, Inverness, FL 34453

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,290 sqft · built 1989
Lot Size0.198 acres (8,610 sqft)
Owner2 Company Names on File
Last Sale$210,000 (Jul 2024)
Tax Bill$861 (2025)
Deeds & MortgagesDec 2022 Transfer
Jan 2017 Transfer
Flood ZoneZone X (minimal risk)
APN20E-19S-07-0070-000G0-0010

Property Details

APN / Parcel Number

Primary APN20E-19S-07-0070-000G0-0010
Alternative APNs
  • 0719S20E0070000G00010
  • 2601078

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,290 sqft Living Area
Gross Area1,545 sqft
1st Floor Area1,290 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1999
Architectural StyleCondo/Apartment
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialConcrete
Lot Area8,610 sqft (0.198 acres)
Lot Dimensions130 ft deep x 66 ft wide
View / LotTownhouse
Garage TypeAttached
Garage Area255 sqft
Parking Spaces4 Parking Spaces
PorchFinished/Open Porch
Porch Area34 sqft
Patio Area117 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2601078
Street Address705 MORAY DR
CityINVERNESS
StateFL
Zip34453-4410
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeULD
Legal DescriptionWINDERMERE PHASE ONE PB 14 PG 39 LOT 1 BLK G
Legal Range20E
Legal Township19S
Legal Section07
Legal SubdivisionWINDERMERE PHASE 1
Legal Phase1
Legal BlockG
Legal Lot Number1
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group4
Census Block4047
Census Tract450800

Owner

Source: Citrus County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address705 MORAY DR, INVERNESS, FL 34453-4410
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jan 25, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2024 · Amount on File
Deed SaleJul 29, 2024 · Amount on File
Prior SaleDec 18, 2014 · Amount on File
Deed Document Number202444984
Deed Book / Page3488 / 75
Prior Transfer DateJan 19, 2017
Prior Transfer Doc0028062323
Record UpdatedJun 8, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCITRUS FL
Recording DateDec 21, 2022
Property Address705 MORAY DR, INVERNESS, FL 34453-4410
Document Number0033431610
Book / Page3343 / 1610
Map ReferenceMB 14 PG 39
Instrument DateDec 16, 2022
Instrument2022083776
Transaction TypeTransfer
Record UpdatedJan 6, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address705 MORAY DR, INVERNESS, FL 34453-4410

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 MORAY DR, INVERNESS, FL 34453-4410

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCITRUS FL
Recording DateJan 25, 2017
Property Address705 MORAY DR, INVERNESS, FL 34453-4410
Document Number0028062323
Book / Page002806 / 002323
Instrument DateJan 19, 2017
Instrument3529
Transaction TypeTransfer
Record UpdatedFeb 9, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address705 MORAY DR INVERNESS FL 344534410, INVERNESS, FL 34453-4410

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
MunicipalityInverness City
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$861.00 (+54.03%)$88,904 (-44.98%)$174,280 (+7.85%) Land $11,000 Building $163,280
2024$559.00 (+8.54%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$161,598 (+7.92%) Land $8,800 Building $152,798$161,598 (+7.92%) Land $8,800 Building $152,798
2023$515.00 (-21.37%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$149,742 (+13.5%) Land $8,800 Building $140,942$149,742 (+13.5%) Land $8,800 Building $140,942
2022$655.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$131,931 Land $8,800 Building $123,131$131,931 Land $8,800 Building $123,131

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimNov 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINVERNESS WATER DEPT
serves 7,194 people · EPA ID FL6090861
Water SourceGroundwater
Last State InspectionDec 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Xfinity.

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