Citrus County property record for 705 Moray Dr, Inverness, FL 34453
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,290 sqft · built 1989 |
| Lot Size | 0.198 acres (8,610 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $210,000 (Jul 2024) |
| Tax Bill | $861 (2025) |
| Deeds & Mortgages | Dec 2022 Transfer Jan 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 20E-19S-07-0070-000G0-0010 |
| Primary APN | 20E-19S-07-0070-000G0-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,290 sqft Living Area |
| Gross Area | 1,545 sqft |
| 1st Floor Area | 1,290 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Concrete |
| Lot Area | 8,610 sqft (0.198 acres) |
| Lot Dimensions | 130 ft deep x 66 ft wide |
| View / Lot | Townhouse |
| Garage Type | Attached |
| Garage Area | 255 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 34 sqft |
| Patio Area | 117 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2601078 |
|---|---|
| Street Address | 705 MORAY DR |
| City | INVERNESS |
| State | FL |
| Zip | 34453-4410 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | ULD |
| Legal Description | WINDERMERE PHASE ONE PB 14 PG 39 LOT 1 BLK G |
| Legal Range | 20E |
| Legal Township | 19S |
| Legal Section | 07 |
| Legal Subdivision | WINDERMERE PHASE 1 |
| Legal Phase | 1 |
| Legal Block | G |
| Legal Lot Number | 1 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 4 |
| Census Block | 4047 |
| Census Tract | 450800 |
Source: Citrus County records, as of March 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 705 MORAY DR, INVERNESS, FL 34453-4410 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Dec 21, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jan 25, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2024 · Amount on File |
| Deed Sale | Jul 29, 2024 · Amount on File |
| Prior Sale | Dec 18, 2014 · Amount on File |
| Deed Document Number | 202444984 |
| Deed Book / Page | 3488 / 75 |
| Prior Transfer Date | Jan 19, 2017 |
| Prior Transfer Doc | 0028062323 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Dec 21, 2022 |
| Property Address | 705 MORAY DR, INVERNESS, FL 34453-4410 |
| Document Number | 0033431610 |
| Book / Page | 3343 / 1610 |
| Map Reference | MB 14 PG 39 |
| Instrument Date | Dec 16, 2022 |
| Instrument | 2022083776 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 705 MORAY DR, INVERNESS, FL 34453-4410 |
| Name | Verified Name |
|---|---|
| Address | 705 MORAY DR, INVERNESS, FL 34453-4410 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jan 25, 2017 |
| Property Address | 705 MORAY DR, INVERNESS, FL 34453-4410 |
| Document Number | 0028062323 |
| Book / Page | 002806 / 002323 |
| Instrument Date | Jan 19, 2017 |
| Instrument | 3529 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 705 MORAY DR INVERNESS FL 344534410, INVERNESS, FL 34453-4410 |
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Municipality | Inverness City |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $861.00 (+54.03%) | $88,904 (-44.98%) | $174,280 (+7.85%) Land $11,000 Building $163,280 |
| 2024 | $559.00 (+8.54%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $161,598 (+7.92%) Land $8,800 Building $152,798 | $161,598 (+7.92%) Land $8,800 Building $152,798 |
| 2023 | $515.00 (-21.37%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $149,742 (+13.5%) Land $8,800 Building $140,942 | $149,742 (+13.5%) Land $8,800 Building $140,942 |
| 2022 | $655.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $131,931 Land $8,800 Building $123,131 | $131,931 Land $8,800 Building $123,131 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Nov 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Xfinity.
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